Pengaruh Literasi Keuangan, Kontrol Diri, dan Pendapatan Orang Tua Terhadap Perilaku Konsumtif Mahasiswa Pendidikan Akuntansi Universitas Muhammadiyah Surakarta

Nugraha, Purwaka and , Dr. Djalal Fuadi, M.M. (2022) Pengaruh Literasi Keuangan, Kontrol Diri, dan Pendapatan Orang Tua Terhadap Perilaku Konsumtif Mahasiswa Pendidikan Akuntansi Universitas Muhammadiyah Surakarta. Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

The purpose of this study was to describe: 1) The effect of financial literacy on the consumptive behavior of students of Accounting Education Muhammadiyah University of Surakarta; 2) The effect of self-control on the consumptive behavior of students of Accounting Education Muhammadiyah University of Surakarta; 3) The effect of parents' income on the consumptive behavior of students of Accounting Education Muhammadiyah University of Surakarta; 4) The effect of financial literacy, self-control, and parents’ income on the consumptive behavior of students of Accounting Education Muhammadiyah University of Surakarta. This type of research is a quantitative research with a survey design. The population of this study was 784 students, with a sample of 265 students and using proportionate stratified random sampling technique. Data collection techniques were carried out using a questionnaire. The data analysis technique used is multiple linear regression analysis, t test, F test, coefficient of determination, and effective contribution and relative contribution. The results of this study obtained the equation Y = 56.783 – 0.569x1 – 0.624x2 + 0.526x3. The results obtained: 1) Financial literacy has a significant and negative effect on consumptive behavior with tcount (10.504) > ttable (1.969) with an effective contribution of 29.5% and a relative contribution of 32.38%; 2) Self-control has a significant and negative effect on consumptive behavior with tcount (18,750) > ttable (1,969) with an effective contribution of 56.2% and a relative contribution of 61.69%; 3) Parents' income has a significant and positive effect on consumptive behavior with tcount (3.415) > ttable (1.969) with an effective contribution of 5.4% and a relative contribution of 5.93%; 4) Financial literacy, self-control, and parents’ income have a simultaneous effect on consumptive behavior with Fcount (892,882) > Ftable (2,639) and the coefficient of determination is 91.1%.

Item Type: Thesis (Skripsi)
Uncontrolled Keywords: Financial Literacy, Self-Control, Parents' Income, Consumptive Behavior
Subjects: H Social Sciences > HN Social history and conditions. Social problems. Social reform
L Education > LC Special aspects of education > LC5301 Economic Education
Divisions: Fakultas Keguruan dan Ilmu Pendidikan > Pendidikan Akuntansi
Depositing User: PURWAKA NUGRAHA
Date Deposited: 31 Aug 2022 04:50
Last Modified: 21 Sep 2022 08:28
URI: http://eprints.ums.ac.id/id/eprint/104628

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