Dialektik Perlindungan Hukum Lender: Urgensi Penerapan Sistem Asuransi Pada Peer To Peer Lending

Fitriana, Ita and , Wardah Yuspin, S.H., M.Kn., Ph.D (2022) Dialektik Perlindungan Hukum Lender: Urgensi Penerapan Sistem Asuransi Pada Peer To Peer Lending. Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

P2P Lending is one source for MSMEs to obtain capital. This activity is in great demand by the public which has an impact on the number of Lending transactions in P2P. Along with the increase in the number of existing transactions, it also has an impact on increasing risks that must be faced by lenders, one of which is when there is a default by the borrower. This will cause the lender to lose the capital he has invested and in the end, will lose the lender's trust in P2P Lending, and end up with a decrease in the amount of investment in P2P Lending activities. Therefore, through this study, the author seeks to be able to face the risks faced by lenders. This study uses the normative juridical method to find the right source of legislation to analyze this event. In addition, the author also uses an analytical descriptive approach which serves to explain the existing events and events. Through these two methods, the author finds that the root of the problem in P2P Lending activities is about regulations that do not regulate the Lenders. One of them is the settlement of P2P Lending disputes in the event of a default. Lenders need proper risk mitigation for transaction security. The author also finds that the agreement in this activity also does not accommodate the security of the lender, because, in the end, it is the lender who must be responsible for the risks that occur. Keywords: P2P Lending, Lenders, Lender Protection

Item Type:	Thesis (Skripsi)
Uncontrolled Keywords:	P2P Lending, Lender, Perlindungan Lender
Subjects:	K Law > K Law (General) K Law > KI Indonesia > KP Perdata
Divisions:	Fakultas Hukum > Hukum
Depositing User:	ITA FITRIANA
Date Deposited:	18 May 2022 02:35
Last Modified:	02 Jun 2022 03:29
URI:	http://eprints.ums.ac.id/id/eprint/99677

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