Faktor-Faktor Yang Mempengaruhi Profitabilitas Bank Umum Syariah Di Indonesia Periode 2015-2020

Lyana Fitri, Andri and , Sitti Retno Faridatussakam, S.E., M.M. and , Dr. Imron Rosyadi M.Ag (2022) Faktor-Faktor Yang Mempengaruhi Profitabilitas Bank Umum Syariah Di Indonesia Periode 2015-2020. Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

This study aims to determine the effect of Non Performing Financing (NPF), mudharabah financing, musyarakah financing, and murabahah financing on the profitability of Islamic commercial banks in Indonesia for the 2015-2020 period. The variables used in this study are Non Performing Financing (NPF), mudharabah, musyarakah, and murabahah as independent variables, while the profitability of Islamic commercial banks in Indonesia for the 2015-2020 period is the dependent variable. The variables in this study use secondary data obtained from Islamic Banking Statistics by the Financial Services Authority (OJK) and quarterly financial reports by the 6 banks concerned, namely BCA Syariah, Bukopin Syariah Bank, BRI Syariah, BNI Syariah, Bank Muamalat Indonesia, and Bank Victoria Syariah. This type of research is quantitative research with panel data regression analysis method using Eviews 8 software and Microsoft Excel 2013.Based on the results of the Chow test and Hausman test, the selected model is the fixed effect model (FEM). The results of the F test prove that the f test exists. . Partially, based on the results of the t-test on the NPF and mudharabah variables, the sig>0.1 means that the NPF and mudharabah variables have no significant effect on ROA, the sig<0.1 means that the musyarakah variable has a significant effect on ROA, while the murabahah variable has a sig> value. 0.01 means that the murabahah variable has a significant effect on ROA. The coefficient of determination (R²) obtained a value of 0.612483, which means that 61.2483% of the ROA variable can be explained by the NPF, mudharabah, musyarakah, and murabahah variables. While the remaining 0.387517 or 38.7517% is explained by other factors outside the variables.

Item Type:	Thesis (Skripsi)
Uncontrolled Keywords:	NPF, mudharabah, musyarakah, murabahah, profitabilitas, bank syariah.
Subjects:	B Philosophy (General) > BA Islam > BA12 Hukum Ekonomi Islam H Social Sciences > H Social Sciences (General) H Social Sciences > HC Economic Development
Divisions:	Fakultas Ekonomi dan Bisnis > Ilmu Ekonomi dan Studi Pembangunan
Depositing User:	Unnamed user with username b300172298
Date Deposited:	19 Feb 2022 02:17
Last Modified:	19 Feb 2022 02:17
URI:	http://eprints.ums.ac.id/id/eprint/98021

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