Tanggung Jawab Hukum Atas Pelaksanaan Perjanjian Kredit Antara Bank Jateng Dengan Nasabah

Putra, Ian Trisaktiaji Pratama and , Nuswardhani, S.H, S.U (2022) Tanggung Jawab Hukum Atas Pelaksanaan Perjanjian Kredit Antara Bank Jateng Dengan Nasabah. Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

Legal liability in banking was the risk of liability due to the legal relationship between the customer and Bank Jateng. This can happen if one of the parties does not keep their promise or violates the agreement, and an act against the law occurs. The purpose of this study is to find out the process of credit agreements made by Bank Jateng with customers, regulations and rights and obligations in credit agreements between Bank Jateng and customers, and legal liability if one party does not comply or violates the credit agreement. This study uses a normative research approach. The type of research used is descriptive. Data was collected by means of library research and field studies. Data analysis used descriptive qualitative method. The results of the study indicate that in the credit agreement process between Bank Jateng and the customer there are 3 stages, namely 1) prior to the agreement in the credit agreement, the debtor must complete the administrative requirements given by the creditor and legal requirements based on law, 2) at the time of the credit agreement done based on an agreement, administrative terms and legal requirements 3) after the agreement occurs, it creates a legal relationship that gives birth to rights and obligations between the two parties that must be fulfilled and obeyed in accordance with the contents of the credit agreement. In essence, the regulations that apply to credit agreements between Bank Jateng are subject to the Banking Law, namely Law Number 10 of 1998. In this credit agreement if the customer (debtor) makes a mistake because it cannot make the payment of principal and interest as contained in the main contents of the agreement that has been agreed by both parties, based on default because it cannot fulfill the obligations as appropriate as stated in the agreement and unlawful acts for committing an act that is prohibited and / or contrary to the regulations prohibited in the agreement. So that it can cause harm to others.

Item Type:	Thesis (Skripsi)
Uncontrolled Keywords:	legal responsibilities, credit agreement , legal responsibility
Subjects:	K Law
Divisions:	Fakultas Hukum > Hukum
Depositing User:	Unnamed user with username c100160002
Date Deposited:	14 Feb 2022 04:25
Last Modified:	14 Feb 2022 04:25
URI:	http://eprints.ums.ac.id/id/eprint/97428

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