Harahap, Jihan Nabila and , Dr. Kelik Wardiono, S.H., M.H (2021) Klausul Eksonerasi Dalam Perjanjian Baku Dan Konsumen Studi Tentang Perlindungan Hukum dalam Perjanjian Gadai di PT Pegadaian UPC Nusukan. Skripsi thesis, Universitas Muhammadiyah Surakarta.
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Abstract
To meet their daily needs, not a few people borrow money by pawning their belongings as collateral for their debts. PT Pegadaian is a non-bank financial institution that provides loans to the public using a pawning system. In general, the middle and lower class people choose to borrow money from PT Pegadaian because the system is easy, practical, and fast. This payable and receivable activity with a pledge guarantee involves an agreement between PT Pegadaian and the debtor, where the terms in the agreement have been determined in advance by PT Pegadaian in the form of a form that contains an exoneration clause, so that the debtor only has the option to agree or disagree with the agreement. the. An exoneration clause is a clause that aims to shift the responsibility of business actors so that it can harm consumers. The inclusion of an exoneration clause has actually been regulated in Law No. 8 of 1999 concerning Consumer Protection. This study aims to determine the form of the exoneration clause in the Accounts Receivable Agreement Form with Pawn Collateral at PT Pegadaian UPC Nusukan. The method used is the normative juridical approach, namely the law is conceptualized as a rule or norm that is correct and as a benchmark or basis for humans to behave appropriately. This research was conducted with descriptive research, which is intended to describe the form of the exoneration clause in the standard agreement, namely the Accounts Receivable Agreement with Pawn Collateral at PT Pegadaian UPC Nusukan. In addition, to find out the rights and obligations of the parties in the agreement based on the Civil Code. Based on the results of the research, it is known that the form of the clause contained in the Accounts Receivable Agreement Form with Pawn Collateral is in accordance with the applicable regulations and is not an exoneration clause.
Item Type: | Karya ilmiah (Skripsi) |
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Uncontrolled Keywords: | standard agreement, exoneration clause, pawnshop, debtor, customer. |
Subjects: | K Law > K Law (General) |
Divisions: | Fakultas Hukum > Hukum |
Depositing User: | JIHAN NABILA HARAHAP |
Date Deposited: | 03 May 2021 03:11 |
Last Modified: | 03 May 2021 09:44 |
URI: | http://eprints.ums.ac.id/id/eprint/90889 |
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