Aveliani, Firdha Tia and , Septarina Budiwati, S.H, M.H.,C.N (2021) Analisis Yuridis Pelaksanaan Perjanjian Kredit Perbankan Di Masa Pandemi Covid’19 ( Studi Kasus Di PT. BPR BKK Purwodadi). Skripsi thesis, Universitas Muhammadiyah Surakarta.
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Abstract
Credit restructuring is one of the rescue efforts undertaken by banks to improve credit activities for debtors who have difficulty fulfilling their obligations due to the impact of the spread of the corona virus. Because of this, the government issued the Financial Services Authority Regulation Number: 11 / POJK.03 / 2020 concerning National Economic Stimulus as a Countercyclical Policy on the Impact of the Coronavirus Diseases 2019 Spread. The purpose of this research is to find out the juridical analysis of the implementation of banking credit agreements during the Covid pandemic ' 19. The research method used in this research is juridical empirical research, which is research carried out directly in the field to find out what problems actually occur, then it will be linked to the applicable laws and regulations and existing legal theories. The results show that the implementation of credit agreements before the pandemic period and the implementation of credit agreements during the pandemic period have a very significant difference, namely before the Covid-19 pandemic, the debtor can fulfill his obligations every month, namely paying principal installments and interest installments smoothly, but after the Covid pandemic -19, debtors experience a decrease in income so that they find it difficult to meet their obligations. The efforts that have been made by the Bank PT. BPR BKK Purwodadi, namely implementing programs from the government and OJK that advise banks to restructure credit or relax credit.
Item Type: | Karya ilmiah (Skripsi) |
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Uncontrolled Keywords: | implementation of banking credit agreements, credit restructuring, pandemic covid'19 |
Subjects: | K Law > K Law (General) |
Divisions: | Fakultas Hukum > Hukum |
Depositing User: | FIRDHA TIA AVELIANI |
Date Deposited: | 17 Apr 2021 03:38 |
Last Modified: | 17 Apr 2021 03:48 |
URI: | http://eprints.ums.ac.id/id/eprint/90577 |
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