Sistem Pemberdayaan Wakaf Tunai di Bank Wakaf Alpansa Klaten Perspektif Hukum Islam

Musthofa, Abdul Mu'izz and , Drs. harun M.H (2020) Sistem Pemberdayaan Wakaf Tunai di Bank Wakaf Alpansa Klaten Perspektif Hukum Islam. Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

yang bergerak dalam bidang wakaf. Bank Wakaf Alpansa Klaten merupakan bank baru yang mengelola wakaf tunai. Sistem pengelolaan/pemberdayaannya belum diketahui. Serta apakah pemberdayaan wakaf tunai pada bank tersebut sesuai dengan hukum Islam. Tujuan penelitian peneliti ingin mengetahui bagaimana sistem pemberdayaan wakaf tunai pada bank tersebut dan apakah pemberdayaan wakaf tunai sesuai dengan hukum Islam. Pada metode penelitian peneliti menggunakan metode lapangan dengan pendekatan kualitatif. Dengan terjun langsung melakukakan observasi di Bank Wakaf Alpansa Klaten, wawancara dengan pihak pengelola bank, dan dokumentasi kegiatan di lapangan penelitian. Pada hasil penelitian peneliti menemukian bahwa pemberdayaan wakaf tunai Bank Wakaf Alpansa Klaten menggunakan sistem pembiayaan tanggung renteng. Tanggung renteng adalah sistem kelompok yang bernama KUMPI (kelompok usaha mikro pesantren) yang beranggotakan empat KHALMI (khalaqoh mingguan) tiap KHALMI beranggotakan lima anggota (satu ketua, satu sekertaris, dan tiga anggota). Tiap anggota/nasabah mendapatkan pembiayaan berkelompok KHALMI dan berkewajiban mengangsur berkelompok juga dengan tanda kutip jika salah satu dari lima anggota belom bisa atau berhalangan mengangsur maka satu kelompok berkewajiban menutupi. Dan untuk sitem pemberdayaan wakaf tunai yang dilakukan Bank Wakaf Alpansa Klaten telah sesuai dengan hukum Islam. Karena hakikat wakaf tunai secara hukum Islam adalah menahan yang pokok dan memanfaatkan hasilnya untuk sedekah atau untuk kemaslahatan. Keywords: Pemberdayaan, wakaf tunai, tanggung renteng, mudharabah, hukum Islam. ABSTRACT Alpansa Klaten Waqf Bank is a Sharia Microfinance Institution engaged in endowments. Bank Waqf Alpansa Klaten is a new bank that manages cash waqf. The management / empowerment system is unknown. And whether the empowerment of cash waqf at the bank is in accordance with Islamic law. The research objective of the researcher is to find out how the system of cash waqf empowerment at the bank and whether the empowerment of cash waqf is in accordance with Islamic law. In the research method the researcher used the field method with a qualitative approach. By jumping straight into the observation at the Alpansa Klaten Waqf Bank, interviews with bank managers, and documentation of activities in the research field. In the results of the research the researchers found that the empowerment of the endowment of the Waqf Alpansa Klaten Bank uses a joint responsibility financing system. Joint responsibility is a group system called KUMPI (pesantren micro business group) consisting of four KHALMI (weekly khalaqoh), each of KHALMI consisting of five members (one 2 chairman, one secretary, and three members). Each member / customer gets KHALMI group financing and is obliged to pay in groups also with quotes if one of the five members has not been able or unable to pay in installments, then one group has the obligation to cover. And for the system of cash waqf empowerment conducted by the Alpansa Klaten Waqf Bank in accordance with Islamic law. Because the nature of cash waqf in Islamic law is to hold the principal and use the proceeds for alms or for benefit. Keywords: Empowerment, cash waqf, joint responsibility, mudarabah, Islamic law.

Item Type: Thesis (Skripsi)
Uncontrolled Keywords: Pemberdayaan, wakaf tunai, tanggung renteng, mudharabah, hukum Islam, Empowerment, cash waqf, joint responsibility, mudarabah, Islamic law.
Subjects: B Philosophy (General); Religion > BA Islam > BA12 Hukum Ekonomi Islam
H Social Sciences > HJ Public Finance
Divisions: Fakultas Agama Islam > Hukum Ekonomi Syariah (HES)
Depositing User: ABDUL MU'IZZ MUSTHOFA
Date Deposited: 18 Feb 2020 11:56
Last Modified: 09 Dec 2022 06:27
URI: http://eprints.ums.ac.id/id/eprint/81242

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