Analisis Perlindungan Debitur pada Perjanjian Kredit dengan Hak Tanggungan pada Bank BNI Unit Genuk, Demak

Mahendra, Dhewanto Arif and , Dr. Shallman Alfarzy S.H.,S.E.,MM.,M.Kn (2020) Analisis Perlindungan Debitur pada Perjanjian Kredit dengan Hak Tanggungan pada Bank BNI Unit Genuk, Demak. Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

Research with the title "Analysis of Debtor Protection on Credit Agreements with Mortgage Rights at BNI Bank Genuk, Demak" using a juridical-empirical research method, namely the approach to law as a norm, namely Law Number 10 of 1999 Concerning Banking, Law Number 4 of 1996 concerning Mortgage Rights and Land and Property. This type of research used in this study is descriptive, The results of the research obtained are the granting of credit to debtors conducted by PT. Bank Danamon Genuk Unit is run in accordance with applicable legal provisions as explained in Article 1320 KHUPerdata. Credit agreement made by the debtor where the subject is in the form of a capital loan in accordance with the explanation of Article 1333 of the Civil Code. Lending to debtors conducted by PT. Bank Danamon Genuk Unit in accordance with Article 1 Number 11 of Law Number 10 of 1998 concerning Banking. Lending to debtors conducted by PT. Bank Danamon Genuk Unit pursuant to Article 8 of the Banking Law which must be assessed by banks before extending credit is the character, ability, capital, collateral, and business prospects of debtor customers. Lending to debtors conducted by PT. Bank Danamon Genuk Unit by providing guarantees in accordance with Article 2 Paragraph (1) Decree of the Board of Directors of Bank Indonesia Number 23/69 / KEP / DIR dated February 28, 1991 concerning Guarantees of Credit Provision. The contents of the lawsuit rather than the Plaintiffs cause the lawsuit to have unclear direction and objectives to be achieved.This is based on Article 1365 of the Civil Code as a basis for legal actions that in acts against the law that can be prosecuted are; a) actual losses that can be calculated in a detailed, objective and concrete manner are called material losses; b) immaterial losses in the form of recovery compensation to its original state.

Item Type:	Karya ilmiah (Skripsi)
Uncontrolled Keywords:	credit agreement, unlawful acts, legal settlement in the court
Subjects:	K Law > K Law (General)
Divisions:	Fakultas Hukum > Hukum
Depositing User:	DHEWANTO ARIF MAHENDRA
Date Deposited:	13 Feb 2020 07:06
Last Modified:	13 Feb 2020 07:06
URI:	http://eprints.ums.ac.id/id/eprint/80737

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