Analisis Terhadap Penerapan Asas Kepercayaan dalam Perjanjian Kredit dengan Jaminan Kepemilikan Kendaraan Bermotor (Studi di Koperasi Simpan Pinjam Manunggal Makmur Banjarsari Surakarta)

Riantoro, Randitya Bagus and , Septarina Budiwati, S.H, M.H.,C.N (2019) Analisis Terhadap Penerapan Asas Kepercayaan dalam Perjanjian Kredit dengan Jaminan Kepemilikan Kendaraan Bermotor (Studi di Koperasi Simpan Pinjam Manunggal Makmur Banjarsari Surakarta). Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

Every community must have needs, especially in the urgent need to be fulfilled immediately. Therefore, the problem can be overcome by the presence of cooperatives that will facilitate and alleviate the needs of the community in granting credit to increase business or to fulfill their daily needs. The purpose of this study is to determine the implementation of credit agreements with the guarantee of Motor Vehicle Ownership Proof (BPKB), the application of the principle of trust in credit agreements with a guarantee of Motor Vehicle Ownership Proof (BPKB) and any obstacles or problems that may arise in the practice of implementing a credit agreement with guarantee of ownership of motorized vehicles and how to solve these problems at the Manunggal Makmur Savings and Loan Cooperative. This research is a descriptive research and normative approach method. The results of this study are the implementation of obtaining credit under the guarantee of Motor Vehicle Ownership Proof (BPKB) through several stages, namely the application stage, the assessment stage, the termination stage, and the credit realization stage. The application of the belief principle carried out by the Manunggal Makmur Savings and Loan Cooperative is to use 5 C valuation, Character a, Capacity, Capital, Collateral, Condition of economy. There are several obstacles or problems in the implementation of credit agreements, namely default debtors, objects guaranteed to others and collateral items destroyed.

Item Type:	Karya ilmiah (Skripsi)
Uncontrolled Keywords:	credit agreement, trust principle, collateral
Subjects:	K Law > K Law (General)
Divisions:	Fakultas Hukum > Hukum
Depositing User:	RANDITYA BAGUS RIANTORO
Date Deposited:	01 Jul 2019 07:28
Last Modified:	01 Jul 2019 07:28
URI:	http://eprints.ums.ac.id/id/eprint/73880

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