Perlindungan Hukum Konsumen Pada Perusahaan Pembiayaan Dalam Pemberian Kredit Di Kartasura

Febrianto, Faizal and , Prof.. Dr.Absori., SH., M.H. (2019) Perlindungan Hukum Konsumen Pada Perusahaan Pembiayaan Dalam Pemberian Kredit Di Kartasura. Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

This study aims to find out the picture of financing institutions, mechanisms in the filing of credit agreements and formulating models of financing companies in the protection of law against consumers in Kartasura. Methods of research using qualitative methods that are descriptive analytical. Sources of data consists of primary data ie interviews and secondary data ie official documents, laws and regulations, books related to research. Techniques of collecting data through interviews and observations, then the data were analyzed qualitatively. The results of the study concluded that the company or financing institution is a business entity outside the bank or other non-bank financial institution that provides loan facilities to its customers for a purpose. Companies of financial institutions such as banks will provide liquid funds to prospective borrowers. Another case with finance companies, when applying for credit to this institution will not get liquid funds, but the company's approval to finance the credit of the goods. Thus, cash is paid by a finance company to a third party, ie where to make a purchase transaction. For the picture of each finance company using the system almost the same, because finance companies basically more emphasis on the function of financing in the form of provision of funds or capital goods. The financing mechanism or procedure in the company of Financing Institution has the same system, because the financing company in giving credit does not burden the potential customers. Consumer Finance (Consumer Finance) is a financing activity for the procurement of goods based on consumer needs with installment payments. While the model of credit financing institutions in the protection of the law has paid attention to the rights and obligations of consumer financing companies and the rights of consumer liability proportionally in accordance with what is the right based on the principle of balance in contracting.

Item Type:	Karya ilmiah (Skripsi)
Uncontrolled Keywords:	company financing, credit, consumer protection
Subjects:	K Law > K Law (General)
Divisions:	Fakultas Hukum > Hukum
Depositing User:	FAIZAL FEBRIANTO
Date Deposited:	13 Feb 2019 03:29
Last Modified:	13 Feb 2019 03:29
URI:	http://eprints.ums.ac.id/id/eprint/71134

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