Impementasi Hukum Jaminan Pada Transaksi Pembiayaan Musyarakah (Studi Kasus Pada PT. Bank BNI Syariah)

Riyono, Andi Budi and , Dr. Wardah Yuspin, S.H., M.Kn., Ph. D. (2018) Impementasi Hukum Jaminan Pada Transaksi Pembiayaan Musyarakah (Studi Kasus Pada PT. Bank BNI Syariah). Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

ABSTRACT The existence of the guarantee in the financing transaction is a natural thing in accordance with the Law of the Republic of Indonesia Number 10 of 1998 concerning Banking that the collateral is an additional guarantee submitted by the Debtor Customer to the bank in the framework of granting credit or financing facility based on Sharia Principles. The approach method used in this research is empirical juridical approach. Juridical is to study the concept of normatifnya or legislation. While empirical is to examine the reality that exists on the implementation of existing security law at PT. Bank BNI Syariah. The results show that basically in the musharaka contract there is no guarantee, but the guarantee is used to avoid the possibility of the customer performing the default and to provide a sense of security for the bank and the customer. Therefore, the bank can request a guarantee to the customer. The concept of legal guarantees applied at PT. Bank BNI Syariah in musyarakah financing is in accordance with the principle of guarantee because it refers to the banking law number. 10 of 1998, UU No. 21 concerning Sharia Banking and Fatwa DSN No. 8/DSN-MUI/IV/2000. The existence of guarantee, and management practiced by PT. Bank BNI Syari'ah which is not in accordance with musyarakah perspective fiqih, this is seen from the enactment of collateral or collateral as a necessary condition in the financing of the customer. Keywords: implementation of guarantee law and musyarakah financing transaction

Item Type:	Karya ilmiah (Skripsi)
Uncontrolled Keywords:	Keywords: implementation of guarantee law and musyarakah financing transaction
Subjects:	K Law > K Law (General)
Divisions:	Fakultas Hukum > Hukum
Depositing User:	ANDI BUDI RIYONO
Date Deposited:	04 Apr 2018 07:51
Last Modified:	04 Apr 2018 07:51
URI:	http://eprints.ums.ac.id/id/eprint/61154

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