Tanggung Jawab Hukum Perusahaan Asuransi Terhadap Korban Kecelakaan Lalu Lintas Di Jalan Raya

Ayu Astika, Sarasita and , Inayah, S.H, M.H (2018) Tanggung Jawab Hukum Perusahaan Asuransi Terhadap Korban Kecelakaan Lalu Lintas Di Jalan Raya. Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

ABSTRACT This study aims to determine the form of responsibility of the insurance company if the victim has a legal relationship with other insurance companies in the same case. The research method used is empirical law research. The approach method used by the writer is qualitative approach is descriptive. The location of research taken by the author at PT. Jasa Raharja Surakarta Branch and PT. AXA Mandiri Financial Service Indonesia (Surakarta Service Office). Types of data used by the authors are primary data and secondary data with data collection methods using interview techniques and document studies and data analysis techniques in the form of qualitative. It is known that AXA Mandiri Finances explains if the company has the terms and procedures for filing a claim based on the agreement of both parties and set forth in the deed commonly referred to as an insurance policy. Victims of traffic accidents on the highways who have legal relations with other insurance of the process of determining compensation also make the obstacle for the victim. PT Jasa Raharja (Persero) asks for genuine evidence and other insurance in this case AXA Mandiri also requested the original proof as well, while the hospitals, pharmacies and doctors only issued 1 (one) original receipt proof sheet. As between Insurance Companies with each other there is no clear arrangement of double compensation, except as specified by the Insurance Company itself so that PT Jasa Raharja (Persero) in distributing insurance benefit only in accordance with the rights that must be received. Furthermore for other insurance companies or otherwise pay the amount of reimbursement remaining maintenance fees paid by the company terdlu. Thus, the legal relationship between the victim to PT Jasa Raharja (Persero) and other Insurance Company there is no binding legal guarantee, each Insurance Company shall be guided by their respective provisions as well. Keywords: Legal Responsibility, Insurance, Road Accidents.

Item Type: Karya ilmiah (Skripsi)
Uncontrolled Keywords: Keywords: Legal Responsibility, Insurance, Road Accidents.
Subjects: K Law > K Law (General)
Divisions: Fakultas Hukum > Hukum
Depositing User: SARASITA AYU ASTIKA
Date Deposited: 03 Apr 2018 06:18
Last Modified: 03 Apr 2018 06:18
URI: http://eprints.ums.ac.id/id/eprint/61057

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