Saputra, Mohammad Ryan Effendi and , Mutimatun Ni’ami, S.H., M.Hum. (2024) Analisis Pentingnya Kesadaran Hukum Masyarakat Dalam Menggunakan Teknologi Fintech (Studi Kasus Tingkat Pengetahuan Masyarakat Kel. Selosari Kab. Magetan, Jawa Timur). Skripsi thesis, Universitas Muhammadiyah Surakarta.
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Abstract
This study aims to analyze the level of knowledge of the Selosari Village community, Magetan Regency, regarding fintech (financial technology). The results show that the level of community knowledge about fintech is still relatively low. Only a small number of people understand the meaning, types of services, and benefits of fintech, while most have never used fintech services at all. Factors affecting this low level of knowledge include age, education level, type of employment, monthly income, access to information, as well as local socio-cultural aspects that still hold tightly to traditional values. People's knowledge about the obligation to repay P2P fintech loans (peer-to peer lending) is also very low, with many having the misperception that such loans do not need to be repaid. The study recommends increased socialization and education on fintech by the government, Financial Services Authority (OJK), Bank Indonesia (BI), and fintech service providers, particularly in rural areas. It is expected that with these efforts, knowledge and adoption of fintech in the community can increase, thus providing optimal benefits for financial inclusion and regional economic development.
| Item Type: | Thesis (Skripsi) |
|---|---|
| Uncontrolled Keywords: | Edukasi Masyarakat, Fintech, Kabupaten Magetan. |
| Subjects: | K Law K Law > Indonesia Law K Law > Indonesia Law > Hukum Perdata |
| Divisions: | Fakultas Hukum > Hukum |
| Depositing User: | MOHAMMAD RYAN EFFENDI SAPUTRA |
| Date Deposited: | 14 Aug 2024 06:11 |
| Last Modified: | 14 Aug 2024 06:11 |
| URI: | http://eprints.ums.ac.id/id/eprint/126852 |
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