Kesiapan Bank Pembangunan Daerah Di Indonesia Menghadapi Era Society 5.0 Dalam Perspektif Risk Profile, Good Corporate Governance, Earnings Dan Capital (RGEC)

Pratiwi, Diana Ayu and , Zulfa Irawati, S.E., M.Si (2023) Kesiapan Bank Pembangunan Daerah Di Indonesia Menghadapi Era Society 5.0 Dalam Perspektif Risk Profile, Good Corporate Governance, Earnings Dan Capital (RGEC). Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

This study aims to determine the readiness of Regional Development Banks in facing the Society 5.0 era seen from the aspects of Risk profile, Good Corporate Governance (GCG), Earnings, Capital, and RGEC (Risk profile, GCG, Earnings, and Capital) as a whole. This type of research is quantitative research using a descriptive approach with research subjects as Regional Development Banks (BPD) in Indonesia which have implemented the Quick Response Code Indonesian Standard (QRIS) for the 2020-2021 period. Data obtained through documentation techniques. The data analysis technique used is the soundness analysis of a bank using a risk approach (Risk-based Bank Rating) with the scope of the assessment covering RGEC factors. The results of the study show that during 2020-2021: (1) The Risk profile aspect of the Regional Development Bank is in a healthy condition with an average NPL value of 2.75% and an LDR of 78.06%. (2) Aspects of Good Corporate Governance (G CG) are in the Healthy criteria or obtain Rating 2 (3) Earnings Aspects are in a healthy condition with an average ROA value of 1.95% and BOPO of 79.23%. (4) The Capital aspect is in very healthy condition with an average CAR value of 21.94%. (5) The RGEC aspect as a whole is in Composite Rating 2, namely healthy with a score of 85.63%, which means that as a whole the Regional Development Bank is assumed to be ready to face the Society 5.0 era.

Item Type:	Thesis (Skripsi)
Uncontrolled Keywords:	Banking Readiness, Society 5.0, Regional Development Bank, Society 5.0, RGEC
Subjects:	H Social Sciences > HB Economic Theory H Social Sciences > HD Industries. Land use. Labor > HD28 Management
Divisions:	Fakultas Ekonomi dan Bisnis > Manajemen
Depositing User:	DIANA AYU PRATIWI
Date Deposited:	06 Feb 2023 06:15
Last Modified:	06 Feb 2023 06:15
URI:	http://eprints.ums.ac.id/id/eprint/107922

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