Jaminan dan Pembiayaan Konsumen: Analisis Yuridis Terhadap Perjanjian Pembiayaan Pembelian Mobil (Studi Pada PT. BCA Finance Semarang)

Husna, Nadia Amalia and -, Septarina Budiwati, S.H, M.H.,C.N (2021) Jaminan dan Pembiayaan Konsumen: Analisis Yuridis Terhadap Perjanjian Pembiayaan Pembelian Mobil (Studi Pada PT. BCA Finance Semarang). Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

This study aims: a) to determine the legal construction in the car purchase financing agreement at PT. BCA Finance; b) to determine the collateral charges on the car purchase financing agreement at PT. BCA Finance. The method used in writing this research is a normative juridical approach. This approach is also known as the literature approach. This type of research used in compiling this research is to use descriptive research to provide an overview of a condition or a symptom in a car purchase consumer financing agreement. The result of this research is the legal construction of car purchase financing agreements at PT. BCA Finance is included in an anonymous agreement (Innominaat) which is subject to the general provisions of the agreement by applying the principle of freedom of contract based on Article 1338 paragraph (1) of the Indonesian Criminal Code and its type is a unilateral standard agreement. In the car purchase financing agreement, it has met the elements of the validity of the agreement in Article 1320 of the Criminal Code, namely the existence of an agreement, the ability to carry out an agreement, a certain thing, and the existence of lawful causes. And the BCA Finance consumer financing agreement is in accordance with Presidential Regulation No. 9 of 2009 concerning Financing Institutions. That the imposition of collateral in the car purchase financing agreement at PT BCA Finance uses a fiduciary guarantee as stipulated in Law No. 42 of 1999 concerning Fiduciary Security, which is in the form of the transfer of ownership of the car or the Motor Vehicle Ownership Book (BPKB) from the Debtor to the consumer finance company.

Item Type:	Karya ilmiah (Skripsi)
Uncontrolled Keywords:	car purchase financing, financing guarantee, the financing agreement pt bca finance.
Subjects:	K Law > K Law (General)
Divisions:	Fakultas Hukum > Hukum
Depositing User:	NADIA AMALIA HUSNA
Date Deposited:	13 Feb 2021 02:18
Last Modified:	13 Feb 2021 02:18
URI:	http://eprints.ums.ac.id/id/eprint/89029

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