Analisa Pembiayaan Renovasi Rumah dalam Akad Istishna’ di KSPPS BMT Amanah Ummah

Pratama, Yudha Baretha and , Drs. Harun, M.H (2019) Analisa Pembiayaan Renovasi Rumah dalam Akad Istishna’ di KSPPS BMT Amanah Ummah. Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

This study describes the application of financing home renovations using the istishna contract 'at the Amanah Ummah BMT. Istishna' is a form of transaction that attracts the sale of objects (goods) that are not yet sold. This research is a qualitative study. The data used are primary and secondary data and data collection methods that use documentation, interviews, observation, and data analysis. Financing home renovations at BMT Amanah Ummah there are two kinds of contracts, murabahah and istishna'. But BMT prefers to use istishna' contract because it is more practical. BMT will work with third parties, namely developers (individual institutions or housing companies) as the maker and preparation of all materials needed, this is a parallel parallel istishna. In the process of payment to the developer, BMT will pay cash and will only pay monthly to the BMT. The results of this study are home renovation financing products as one of the business opportunities in which banks cannot obtain these funds, and Islamic financial institutions still rarely enter home renovation financing according to their products. BMT Amanah Ummah also requested that the public be more observant in conducting various kinds of transactions or financing in order to avoid usury and undzolimi which could harm one of the rights. Keywords: Home Renovation, BMT, Istishna’

Item Type:	Thesis (Skripsi)
Uncontrolled Keywords:	Renovasi Rumah, BMT, Istishna'
Subjects:	B Philosophy (General); Religion > BA Islam > BA12 Hukum Ekonomi Islam H Social Sciences > HB Economic Theory
Divisions:	Fakultas Agama Islam > Hukum Ekonomi Syariah (HES)
Depositing User:	YUDHA BARETHA PRATAMA
Date Deposited:	18 Nov 2019 03:13
Last Modified:	30 Sep 2022 08:01
URI:	http://eprints.ums.ac.id/id/eprint/78755

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