Analisis Penerapan Akad Istisna' pada KPR Syariah Samawa Residence Surakarta Berdasarkan Fatwa DSN-MUI

Amin, Abid Al and , Drs. Harun, MH (2018) Analisis Penerapan Akad Istisna' pada KPR Syariah Samawa Residence Surakarta Berdasarkan Fatwa DSN-MUI. Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

Home Financing Credit is a program for consumers who want to own a house by paying credit or an installment system without having to buy by cash, but cash payments are also allowed to have a house offered by an institution that has a Home Financing Credit program. At this time Sharia KPR is more in demand by consumers because it uses the Sharia system without using the bank as a financing party and there are no penalties for late installment payments, as is done by KPR Syariah Samawa Residence. Consumers buy a house by ordering and paying the booking fee as a sign of payment and pay an advance of around ± 30% for the cost of building a house. After making payments to both parties for the Istishnā contract, after the contract is made the first party as the maker starts the process of making the order house and the second party as the consumer starts paying the agreed home installments. The formulation of the problem that becomes this research is how the application of the Istishnā contract to the KPR Syariah Samawa Residence as well as whether the Istishnā 'contract applied is in accordance with the Fatwa of the National Sharia Board or not. This is what prompted researchers to scrutinize in depth the "Analysis of the Application of the Istishnad Agreement" on the Sharia Samawa KPR Residence Surakarta Based on the DSN-MUI Fatwa ". This study aims to determine the application of the Istishnā contract to the Samawa Resident Sharia KPR and the suitability of the Istishnā contract with the DSN-MUI fatwa No. 06 of 2000 concerning the Istishnā 'contract. The type of research used is field research with a qualitative descriptive approach. The method used in data collection is interviews and documentation. The analysis used is the deductive method. The results of this study can be concluded that KPR Syariah Samawa Residence has implemented the Istishnā contract 'which is in accordance with the fatwa of the National Sharia Council of the Indonesian Ulema Council Number 06 / DSN-MUI / IV / 2000 which explains the Istishnā' contract.

Item Type:	Thesis (Skripsi)
Uncontrolled Keywords:	KPR Syariah, Akad Istishnā’, DSN-MUI
Subjects:	B Philosophy (General); Religion > BA Islam > BA12 Hukum Ekonomi Islam H Social Sciences > HJ Public Finance
Divisions:	Fakultas Agama Islam > Hukum Ekonomi Syariah (HES)
Depositing User:	Unnamed user with username i000142015
Date Deposited:	20 Dec 2018 03:58
Last Modified:	01 Oct 2022 06:12
URI:	http://eprints.ums.ac.id/id/eprint/69494

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