Penyelesaian Wanprestasi Dalam Perjanjian Kredit Dengan Jaminan Benda Bergerak (Studi Kasus di PT. Pegadaian Surakarta Cabang Purwotomo)

Gunawan, Wisnu and , Septarina Budiwati, SH, MH CN (2018) Penyelesaian Wanprestasi Dalam Perjanjian Kredit Dengan Jaminan Benda Bergerak (Studi Kasus di PT. Pegadaian Surakarta Cabang Purwotomo). Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

This study aims to explain the implementation of credit agreement with the guarantee of moving objects in PT. Pegadaian Purwotomo branch of Surakarta. To explain the settlement of loan agreement agreement with the guarantee of moving objects in PT. Pegadaian Purwotomo branch of Surakarta. To explain the problems that arise in the completion of the loan agreement wanprestasi with the assurance of moving objects in PT. Pegadaian Purwotomo branch of Surakarta. This study uses empirical juridical method in relation to the problems in this research is to know the implementation of credit agreement with the guarantee of moving objects and settlement of loan agreement agreement with the assurance of moving objects and problems arising in the settlement of the wanprestasi. Based on the results of the implementation of credit credit agreement with the assurance of moving objects in PT. Pegadaian Purwotomo Surakarta Branch is by submitting a photo copy of ID card by showing the original, handing gold bullion as collateral goods, filling out the Credit Request Form (FPK) and signing it, choosing the credit term it wants, signing the loan agreement on the Credit Proof (SBK) and Pay Administration Fee (BA), it is followed by the delivery of gold bars or objects that are pledged from the debtor to the PT. Pegadaian Purwotomo Surakarta branch has been in accordance with applicable rules (Articles 1150 and 1152 Civil Code). Settlement of Default Credit Agreement With Guaranteed Movement at PT. Pegadaian Purwotomo branch of Surakarta is doing an auction when the debtor is not able to extend or redeem the mortgaged goods. Auction is held after 120 days or 4 months from due date and PT. Pegadaian Purwotomo Branch Surakarta as a creditor has the authority to take direct action against objects that become collateral when the debtor wanprestasi ie objects that pawned it is not taken until the specified time period ie auction thereby the rules set by PT. Pegadaian Purwotomo Surakarta branch in accordance with Article 1155 Civil Code. Problems arising in the settlement of loan agreement agreement with the guarantee of moving objects in PT. Pegadaian Purwotomo Surakarta Branch Debtors who basically do not want gold bars auctioned by Pegadaian, debtors still want the gold bullion is not sold and they still hope that gold bars are not sold and they still hope that the debts can be extended. Although the Pegadaian has made a summons to the debtor, but they still do not carry out his performance on time

Item Type:	Karya ilmiah (Skripsi)
Uncontrolled Keywords:	Credit Agreement, Default
Subjects:	K Law > K Law (General)
Divisions:	Fakultas Hukum > Hukum
Depositing User:	WISNU GUNAWAN
Date Deposited:	10 Feb 2018 03:22
Last Modified:	10 Feb 2018 03:22
URI:	http://eprints.ums.ac.id/id/eprint/60126

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