Tinjauan Tentang Pelaksanaan Perjanjian Pembiayaan Konsumen Kendaraan Bermotor Dengan Penyerahan Hak Milik Secara Fidusia

Nugraheni Kharismasari, Dewi and , Darsono, S.H, M.H (2018) Tinjauan Tentang Pelaksanaan Perjanjian Pembiayaan Konsumen Kendaraan Bermotor Dengan Penyerahan Hak Milik Secara Fidusia. Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

ABSTRACT This study aims to determine the form and content of motor vehicle consumer financing agreements with the transfer of fiduciary property rights and the way out which must be taken in case of misuse of responsibility for the guarantee goods and the problems in the automotive consumer financing agreement with the transfer of fiduciary property rights. Research method through normative juridical approach which is descriptive. Source of data comes from secondary data that is source of primary and secondary law. Methods of collection by interview and literature study, then analyzed qualitatively. The result of the research shows that the form and content of consumer financing agreement is the agreement of debts receivable with the guarantee of the transfer of ownership in fiduciary, while the proof of ownership is still held by the creditor that is the financing company until all payment is paid. The exit to be taken in the event of misuse of responsibility for the guarantee goods, among others, gives time until when the creditor will pay the delay, if the creditor has a clear and understandable reason, but if until the specified time fails to pay, will be executed. Furthermore, if the executor fails in performing his duties, in the sense that the withdrawal of the financing object fails to be implemented, then the legal route is taken, namely the filing of a civil suit or the reporting of a crime. Problems in motor vehicle consumer financing agreements with the transfer of fiduciary property rights occurred due to internal factors such as bad faith of owners, managers or bank employees, weakness of administration system and credit supervision and weakness of bad credit information system. While external factors are the debtor's business failure, the debtor's or the debtor's business activities, the decreasing of economic activity and the high loan interest rate. Keywords: contract implementation, consumer financing, fiduciary

Item Type:	Karya ilmiah (Skripsi)
Uncontrolled Keywords:	contract implementation, consumer financing, fiduciary
Subjects:	K Law > K Law (General)
Divisions:	Fakultas Hukum > Hukum
Depositing User:	DEWI NUGRAHENI KHARISMASARI
Date Deposited:	09 Feb 2018 07:00
Last Modified:	09 Feb 2018 07:00
URI:	http://eprints.ums.ac.id/id/eprint/60011

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