Analisis Konsep Riba Dalam Tafsir Al-Qurthubi Dan Kontekstualisasinya Terhadap Praktik Ekonomi Modern

Hakim, Muhammad Sultan Iqbalul and , Yeti Dahliana, S.Si, S.Yh.I, M.Ag (2025) Analisis Konsep Riba Dalam Tafsir Al-Qurthubi Dan Kontekstualisasinya Terhadap Praktik Ekonomi Modern. Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

Usury is one of the economic practices that are still often carried out by various institutions and individuals. Multiple profits and minimal effort are the main attractions of this usury practice. They easily take advantage of social inequality as a business opportunity to meet their financial needs. The public's ignorance of the concept of usury makes the situation even worse. There are even some Islamic financial institutions that still practice it. Various negative impacts can occur as a result of the increasing number of these practices. Therefore, this study aims to examine the Concept of Usury in the Tafsir Al-Qurthubi. The main focus of the study is to analyze and re-describe the concept of usury in the Qur'an from the perspective of Imam Qurthubi in the book Tafsir Al-Qurthubi. In addition, this study also tries to contextualize the concept of usury in the Tafsir Al-Qurthubi against modern economic practices. This study is a library research which uses documents as the subject of its research such as books, journals, papers, historical records and so on. The approach used in this study is a qualitative method and is analyzed using a descriptive analysis method. Through this study, it was found that the usury referred to by Al-Qurthubi in Islamic law is additional interest on debt transactions as compensation for delaying payment. Al-Qurthubi divides usury into two forms, namely additional interest caused by time (credit) such as compensation for delaying debt repayment and the exchange of usurious goods that are not cash (Riba Nasiah). Then usury from the exchange of the same type of usurious goods that are not balanced (riba fadl). The law of usury is forbidden, whether it is a little or a lot. The contextualization of usury in modern economic practices can be seen from the existence of several transactions that use the usury system in seeking profit. Among the practices that meet the criteria for usury are money exchange before Eid, loan sharks, online loans (Pinjol), and credit cards. As for bank interest, there are differences of opinion about its law, some scholars forbid it because bank interest is the same as usury and some allow it because it is not the same as usury.

Item Type: Thesis (Skripsi)
Uncontrolled Keywords: Riba, Tafsir Al-Qurthubi, Praktik ekonomi modern
Subjects: B Philosophy (General); Religion, Islam > BA Islamic > Ilmu Qur'an dan Tafsir
B Philosophy (General); Religion, Islam > BA Islamic > Fiqh Islam > Fiqh Muamalah
Divisions: Fakultas Agama Islam > S1 Ilmu Al Quran dan Tafsir
Depositing User: MUHAMMAD SULTAN IQBALUL HAKIM
Date Deposited: 26 Apr 2025 05:22
Last Modified: 26 Apr 2025 05:22
URI: http://eprints.ums.ac.id/id/eprint/133402

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