Perlindungan Hukum Terhadap Penyalahgunaan Data Pribadi Nasabah Pinjaman Online

Fernando, Farel Luis and , Andria Luhur Prakoso, S.H., M.Kn (2024) Perlindungan Hukum Terhadap Penyalahgunaan Data Pribadi Nasabah Pinjaman Online. Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

One of the most common problems with online loans is unfair billing, high loan interest, collection of personal data, collection before the due date without knowing the time, unclear addresses of online loan organizers, and changing the name of the loan application without notifying the borrower but the interest the loan continues. The aim of this research is to determine forms of misuse of customer personal data in online loans and preventive and repressive protection efforts. The type of this research is normative legal research. Forms of misuse of customer data in online loans are in the form of (1). A method of collecting which is not only directed at the borrower, but also at the emergency contact that the borrower has included when filling out the loan requirements. (2) Disseminate personal data provided by the borrower. (3) Sending photos and providing information regarding borrowing to deposit contacts who are registered on the borrower's device. (4) Almost complete access to the borrower's devices. (5) The data on the KTP is used by the provider of the online loan application so that it can be used as data for borrowing in other applications. Violations of personal data in online loan transactions have the potential to result in serious sanctions under the law. In accordance with Article 47 paragraph (1) of Law no. 11 of 2008 concerning Information and Electronic Transactions (ITE).

Item Type:	Thesis (Skripsi)
Uncontrolled Keywords:	Kata Kunci: Pinjaman Online, Ilegal, Legal, dan Data Pribadi
Subjects:	H Social Sciences > HN Social history and conditions. Social problems. Social reform K Law > Indonesia Law > Law (General) K Law > Indonesia Law
Divisions:	Fakultas Hukum > Hukum
Depositing User:	FAREL LUIS FERNANDO HUSSY
Date Deposited:	21 Nov 2024 06:48
Last Modified:	21 Nov 2024 06:48
URI:	http://eprints.ums.ac.id/id/eprint/129232

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