Analisis Penilaian Bank Mengacu Pada Komponen Yang Ditetapkan Oleh Peraturan Bank Indonesia Untuk Mendukung Green Management Dalam Menghadapi Society 5.0

Andriyani, Windi Ayu and , Imronudin, S.E., M.Si., Ph.D (2024) Analisis Penilaian Bank Mengacu Pada Komponen Yang Ditetapkan Oleh Peraturan Bank Indonesia Untuk Mendukung Green Management Dalam Menghadapi Society 5.0. Skripsi thesis, Universitas Muhammadiyah Surakarta.

	PDF (Naskah Publikasi.) unggah Template-NASPUB-Maret-2023.pdf Download (458kB)
	PDF (Halaman Depan) 0 ANALISIS PENILAIAN BANK MENGACU PADA KOMPONEN YANG DITETAPKAN OLEH PERATURAN BANK INDONESIA UNTUK MENDUKUNG GREEN MANAGEMENT DALAM.pdf Download (593kB)
	PDF (bab 1) BAB I.pdf Download (174kB)
	PDF (Bab II) BAB II.pdf Restricted to Repository staff only Download (224kB) | Request a copy
	PDF (Bab III.) BAB III.pdf Restricted to Repository staff only Download (289kB) | Request a copy
	PDF (Bab IV.) BAB IV.pdf Restricted to Repository staff only Download (336kB) | Request a copy
	PDF (Bab V) BAB V.pdf Restricted to Repository staff only Download (178kB) | Request a copy
	PDF (Daftar Pustaka) DAFTAR PUSTAKA.pdf Download (185kB)
	PDF (Lampiran.) LAMPIRANnn.pdf Restricted to Repository staff only Download (222kB) | Request a copy
	PDF (Surat Pernyataan Publikasi) Surat Pernyataan Publikasi.pdf Restricted to Repository staff only Download (637kB) | Request a copy

Abstract

The aim of the research that will be achieved from conducting this research is to find out the results of bank assessments referring to the components stipulated by Bank Indonesia regulations. In the future, the results of this research can be used as material for consideration and evaluating how to make internal decisions for a company in the future. Apart from that, it can be used as a guide for readers or people who want to invest in banking. This research is a type of quantitative research using secondary data where the data obtained is in the form of numbers which are taken from financial reports. The population in this research is Bank BCA, Bank BNI, Bank BRI, and Bank Mandiri. Meanwhile, this research uses a sample, namely financial reports from 2020 to 2022. Judging from the discussion, in determining the improvement assessment, namely the bank BCA, BRI, Mandiri, and BNI use the RGEC (Risk Profile, Good Corporate Governance, Earning, and Capital) assessment method with Bank BCA's NPL Risk Profile getting rankings of 1 and 2. in terms of the risk of credit repayment by debtors, while Bank BNI generally received a rank of 2 in the bank's ability of the risk of credit repayment by debtors, Bank Mandiri and BRI generally also received a ranking of 2 in the bank's ability of the risk of credit repayment by debtors. By measuring using LDR, Bank BCA received rank 1 in the bank's ability to fulfill its financial obligations, and Bank BNI received ranks 2 and 3 in the bank's ability to fulfill its financial obligations, apart from that, Bank BRI and Mandiri generally ranked 2 in the bank's ability to fulfill its financial obligations. Judging from GCG, the two banks, namely Bank BCA, BRI, Mandiri and BNI, are both ranked 1st and have won various awards. Earnings using the ROA measurement of BCA Bank are ranked 1st in obtaining overall profits, while Bank BNI is ranked 3, 2 and 1 in obtaining overall profits, apart from that, BRI and Mandiri Banks are ranked 1st for ROA in obtaining overall profits. By using the NIM of Banks BCA, BRI, Mandiri, BNI is ranked 1st in obtaining net interest income. By using capital or capital measured using CAR, Banks BCA, BRI, Mandiri, and BNI received rank 1 in the bank's ability to manage capital in its operational activities. This can be seen from the four banks being ready to support the green management program in facing the upcoming era of society 5.0. Regarding the bank's ability to overcome the risk of credit repayment by debtors and having the top ranking, namely Bank BCA which generally received rankings 1 and 2 compared to other banks which only received ranking 2 in general. In terms of the bank's ability to fulfill its financial obligations, the best among other banks is Bank BCA, which received rank 1 compared to the others with an average ranking of 2 and 3. In terms of the bank's ability to manage the performance or corporate governance of BCA, BNI, BRI banks , Mandiri obtained a good rating. In terms of the bank's ability to earn overall profits, Bank BCA and Bank Mandiri received the best ranking with a general ranking of 1. Bank BCA, BNI, BRI and Mandiri's general ability to earn interest income received a ranking of 1. Bank ability In terms of capital management in its operational activities, banks in general have the best ratings. Banks BCA, BNI, BRI and Mandiri both received the best ratings.

Item Type:	Thesis (Skripsi)
Uncontrolled Keywords:	penilaian bank, metode RGEC, peraturan bank indonesia, green management, society 5.0
Subjects:	H Social Sciences > HB Economic Theory H Social Sciences > HD Management, Business and Labor H Social Sciences > HD Management, Business and Labor > HD28 Management
Divisions:	Fakultas Ekonomi dan Bisnis > Manajemen
Depositing User:	WINDI AYU ANDRIYANI
Date Deposited:	25 Mar 2024 04:49
Last Modified:	25 Mar 2024 04:49
URI:	http://eprints.ums.ac.id/id/eprint/122601

Actions (login required)

View Item