Pengaruh Analisis 5C (Character, Capacity, Capital, Collateral, Condition Of Economy) Terhadap Keputusan Pemberian Kredit (Studi Kasus Pada PT. BPR BKK Purwodadi Perseroda)

Agustina, Bonita and , Fauzan, S.E., M. Si., Ak. C.A. (2024) Pengaruh Analisis 5C (Character, Capacity, Capital, Collateral, Condition Of Economy) Terhadap Keputusan Pemberian Kredit (Studi Kasus Pada PT. BPR BKK Purwodadi Perseroda). Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

This study aims to analyze the 5C principles (Character, Capacity, Capital, Collateral, Condition Of Economy) on lending decisions at PT. BPR BKK Purwodadi Perseroda. The method used in this study is quantitative research where data is expressed by numbers and from calculations and measurements. The method of collecting this research data is by distributing a closed-ended question-type questionnaire through a Likert scale. The population in this study is employees of PT. BPR BKK Purwodadi Perseroda is spread from 1 operational head office and 17 branch offices in the Grobogan Regency area. The sampling technique uses purposive sampling which produces as many as 55 data returned and processed from 72 disseminated data. The data sources used in this study are primary data from filling out questionnaires and secondary data by looking at the annual report of PT. BPR BKK Purwodadi Perseroda in 2022. The data analysis methods used are multiple linear regression analysis equation models, descriptive statistical analysis, instrument data tests, classical assumption tests, and multiple linear regression analysis equation models. The results of this study show that Character, Collateral, and Condition Of Economy affect the Lending Decision, while Capacity and Capital do not affect the Lending Decision.

Item Type:	Thesis (Skripsi)
Uncontrolled Keywords:	Lending Decision, character, capacity, capital, collateral, condition of economy
Subjects:	H Social Sciences > HG Finance > Capital/Modal H Social Sciences > HD Management, Business and Labor > HD61 Risk Management H Social Sciences > HG Finance H Social Sciences > HJ Public Finance
Divisions:	Fakultas Ekonomi dan Bisnis > Akuntansi
Depositing User:	BONITA AGUSTINA
Date Deposited:	10 Jan 2024 07:37
Last Modified:	11 Jan 2024 08:44
URI:	http://eprints.ums.ac.id/id/eprint/119386

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