Sylvania, Eristia Della and , Septarina Budiwati, S.H.,CN., M.H. (2023) Kajian Yuridis Pelaksanaan Perjanjian Kredit Denan Jaminan Hak Atas Gaji Pensiun (Studi di Bank Bukopin Kudus). Skripsi thesis, Universitas Muhammadiyah Surakarta.
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Abstract
Banking must conduct an analysis of prospective credit customers if the debtor wants to return the loan in accordance with the terms of the loan agreement. One thing that must be thoroughly analyzed is the guarantee for credit, so that the bank can assess whether the guarantee is appropriate for the credit granted by the bank. The author wants to learn more about the right to a pension salary that can be guaranteed for credit at the bank because of the information. This research aims to find out the process of a credit agreement with a guaranteed right to pension wages and the implementation of a credit agreement with a guaranteed right to a pension salary at Bank Bukopin. The method used is doctrinal empirical juridical which is arranged in an analytical descriptive manner. The results of his research are the Credit Agreement Process with Guaranteed Pension Rights at Bank Bukopin - The retirement credit agreement process between Bank Bukopin as a Creditor and the Customer as a Debtor starts with fulfilling the conditions required by Bank Bukopin to be fulfilled by the Customer such as KTP requirements, NPWP, Pensioner Salary Decree, Pensioner Salary Slip, and Submitting Credit Applications to Bank Bukopin. Implementation of the Credit Agreement Guaranteed for Pension Salary Rights at Bank Bukopin - In terms of implementation, it is basically in accordance with the clause in the agreement, this is because in this pension credit agreement, incidents such as default and/or illegal acts occur minimally, so the risk is very low. This is because credit installment payments are deducted from the debtor's Bukopin account that is registered and receives a pensioner's salary in accordance with what is in the credit agreement
| Item Type: | Thesis (Skripsi) |
|---|---|
| Uncontrolled Keywords: | Agreement, Credit, Pension |
| Subjects: | K Law > K Law (General) |
| Divisions: | Fakultas Hukum > Hukum |
| Depositing User: | ERISTIA DELLA SYLVANIA |
| Date Deposited: | 20 Nov 2023 05:55 |
| Last Modified: | 20 Nov 2023 05:55 |
| URI: | http://eprints.ums.ac.id/id/eprint/118567 |
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