Analisis Yuridis terhadap Bentuk Perjanjian Pinjam Meminjam Uang pada Fintech Peer to Peer Lending

Yudha, Candra Kartika and , Darsono, S.H., M.H (2023) Analisis Yuridis terhadap Bentuk Perjanjian Pinjam Meminjam Uang pada Fintech Peer to Peer Lending. Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

The activity of lending and borrowing money directly or indirectly based on agreements, both written and unwritten, is a practice that has taken place in people's lives. In the era of digital-based economic development, the community continues to develop innovations in providing services in money lending activities, one of which is characterized by the provision of financial technology-based money lending services. The problems in this research are the form of money lending and borrowing agreements at Fintech Peer to Peer Lending and the form of legal protection for the parties to the money lending agreement at Fintech Peer to Peer Lending. This type of research uses normative juridical legal research, this research uses a doctrinal approach, the data collection method used is secondary data. Data analysis was performed using qualitative methods. The legal basis used in information technology-based money-lending services is the Financial Services Authority Regulation Number 77/POJK.01/2016. The results of the study, the form of a loan agreement and borrowing money at Fintech Peer to Peer Lending is that there is a legal relationship, the legal relationship between the Provider and the Lender is the power of attorney agreement relationship while the legal relationship between the Lender and the Borrower is the loan agreement relationship. . The form of legal protection for the parties to the money lending agreement at Fintech Peer to Peer Lending, namely for the Lender and the Borrower, is a form of preventive and repressive legal protection.

Item Type: Thesis (Skripsi)
Uncontrolled Keywords: Agreements, Lending and Borrowing Money, Financial Technology.
Subjects: K Law > KI Hukum Indonesia > KG Law (General)
K Law > KI Hukum Indonesia > KN Hukum Pidana
Divisions: Fakultas Hukum > Hukum
Depositing User: CANDRA KARTIKA YUDHA
Date Deposited: 11 Aug 2023 03:07
Last Modified: 11 Aug 2023 03:07
URI: http://eprints.ums.ac.id/id/eprint/115031

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