Tinjauan Yuridis Tanggung Jawab Hukum Bagi Debitur Apabila Wanprestasi Dalam Perjanjian Kredit Bank (Studi Pada Bank Rakyat Indonesia Unit Mojosongo Cabang Boyolali)

Rahmat, Tayib Nur and , Septarina Budiwati, S.H.,CN., M.H. (2023) Tinjauan Yuridis Tanggung Jawab Hukum Bagi Debitur Apabila Wanprestasi Dalam Perjanjian Kredit Bank (Studi Pada Bank Rakyat Indonesia Unit Mojosongo Cabang Boyolali). Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

Banks are currently the financing institutions that are mostly used by the public. This is also in accordance with the function of the bank itself, which is to collect funds from the public and then return them in the form of credit. In the implementation of bank credit is very concerned about the risks that will occur. But in reality it doesn't work as expected. There are times when the debtor is negligent in carrying out his work. Conditions like that will give rise to legal responsibility for the implementation of credit contracts, when there is a breach or default. This study aims to find out the form and content of the credit agreement between the debtor and the Bank Rakyat Indonesia Mojosongo unit, Boyolali branch, and to find out what legal responsibility is if the debtor defaults on the credit agreement at the Bank Rakyat Indonesia Mojosongo unit, Boyolali branch. Normative or doctrinal research methods that are descriptive in nature are the research methods used in this study. This study uses secondary data (library) which consists of primary, secondary and tertiary legal materials. In addition, qualitative data analysis methods were also applied in this study. Referring to this study, it can be seen that the form and content of the credit agreement between the debtor and Bank Rakyat Indonesia, the Mojosongo unit, Boyolali branch, uses a private deed in the form of a standard agreement. the debtor's responsibility if he defaults by paying a fine in accordance with the terms of the agreement, but if he is still reluctant to make a payment, collateral will be withdrawn for auction.

Item Type: Thesis (Skripsi)
Uncontrolled Keywords: perjanjian kredit, wanprestasi, tanggung jawab hukum
Subjects: K Law
Divisions: Fakultas Hukum > Hukum
Depositing User: TAYIB NUR RAHMAT
Date Deposited: 12 May 2023 07:02
Last Modified: 12 May 2023 07:02
URI: http://eprints.ums.ac.id/id/eprint/111901

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