Pengaruh Literasi Keuangan Terhadap Perilaku Kredit Berisiko Yang Dimediasi Oleh Efikasi Diri Pada Mahasiswa Di Kota Surakarta

Noorbaiti, Oktavia and , Dra. Wafiatun Mukharomah, M.M. (2023) Pengaruh Literasi Keuangan Terhadap Perilaku Kredit Berisiko Yang Dimediasi Oleh Efikasi Diri Pada Mahasiswa Di Kota Surakarta. Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

This study aims to analyze the effect of financial literacy on risky credit behavior mediated by financial self-efficacy. This research is a type of quantitative research. The population and sample of this study are students who use risky credit as many as 150 respondents. Source of data used in this research is primary data. Methods of data collection using a questionnaire. Data analysis using SmartPLS software. The results of this study indicate that students' financial literacy has a positive impact on their risky credit behavior. The results of this study indicate that financial literacy has a positive effect on financial self-efficacy. The results of this study indicate that financial self-efficacy mediates the relationship between financial literacy and risky credit behavior.

Item Type: Thesis (Skripsi)
Uncontrolled Keywords: Financial literacy, self-efficacy and risky credit behavior
Subjects: H Social Sciences > HJ Public Finance
Divisions: Fakultas Ekonomi dan Bisnis > Manajemen
Depositing User: OKTAVIA NOOR BAITI
Date Deposited: 14 Feb 2023 08:07
Last Modified: 14 Feb 2023 08:07
URI: http://eprints.ums.ac.id/id/eprint/109105

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