Setiawati, Kharisma Dita and , Fahmi Fairuzzaman, S.H., M.H., L.L.M (2023) Pertanggungjawaban Hukum Dalam Perjanjian Kredit Di Perusahaan Leasing Pada Masa Pandemi Covid 19: Studi Perjanjian Kredit Di Pt Bima Finance Surakarta. Skripsi thesis, Universitas Muhammadiyah Surakarta.
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Abstract
This study aims to describe the validity of the financing agreement and the legal liability of both creditors and debtors in the event of a default. The study was conducted on the financing agreement between the debtor and PT Bima Finance Surakarta. This study uses a normative juridical approach and a descriptive type of research, this study intends to describe the situation or phenomenon regarding financing agreements in leasing companies. the financing agreement is a relationship between the party providing the fee as a creditor and the party receiving the fee as the debtor. The party giving the fee is obligated to give a sum of money for the purchase of consumer goods, while the recipient of the fee is obliged to pay back the money in installments to the party providing the fee. The problem in this paper is that bad loans have often occurred in the community, this is due to the factor of economic inhibition by the debtor which is a form of default, due to late or non-fulfillment of credit as a form of achievement in the agreement. The Covid-19 pandemic has affected the soaring number of bad credit cases in leasing or financing companies. The form of legal responsibility if the debtor is late or does not fulfill payments or can be subject to interest or fines in arrears, but the debtor turns away from his responsibility to pay installments, the goods or collateral goods can be confiscated by the creditor. The results of this study discuss the validity of the financing agreement and legal liability in the event of a default in the agreement.
| Item Type: | Thesis (Skripsi) |
|---|---|
| Uncontrolled Keywords: | Agreement, financing, accountability |
| Subjects: | K Law > K Law (General) K Law > KI Indonesia > KP Perdata |
| Divisions: | Fakultas Hukum > Hukum |
| Depositing User: | KHARISMA DITA SETIAWATI |
| Date Deposited: | 13 Feb 2023 04:28 |
| Last Modified: | 13 Feb 2023 04:28 |
| URI: | http://eprints.ums.ac.id/id/eprint/107940 |
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