Analisis Profitabilitas Bank Konvensional Indonesia Sebelum Dan Sesudah Financial Technology (Fintech) Digunakan (Studi Pada Bank BRI, Bank BNI, Bank BTN, dan Bank Mandiri)

Karina, Indika Intan and , Zulfa Irawati, S.E., M.Si (2023) Analisis Profitabilitas Bank Konvensional Indonesia Sebelum Dan Sesudah Financial Technology (Fintech) Digunakan (Studi Pada Bank BRI, Bank BNI, Bank BTN, dan Bank Mandiri). Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

The purpose of this study is to analyze profitability before and after collaborating with financial technology in state-owned banks in Indonesia in 2012-2014 and 2015-2017. The data used in this research is secondary data. The sampling technique is purposive sampling technique. Methods of data analysis is using descriptive analysis with a quantitative approach. The tests in this study were carried out with normality tests and different tests. The results in this study show that all state-owned banks are normally distributed. While the different tests using the paired t-test obtained results for all BUMN banks with ROA variables, showing significant results meaning that there were differences before and after using fintech, but for all BUMN banks for the ROE, NIM, and BOPO variables showed insignificant results, it means there are no differences before and after using fintech.

Item Type:	Thesis (Skripsi)
Uncontrolled Keywords:	Financial Technology (FinTech), Profitability, BUMN Banks.
Subjects:	H Social Sciences > HB Economic Theory H Social Sciences > HD Industries. Land use. Labor > HD28 Management
Divisions:	Fakultas Ekonomi dan Bisnis > Manajemen
Depositing User:	INDIKA INTAN KARINA
Date Deposited:	12 Jan 2023 02:17
Last Modified:	12 Jan 2023 02:17
URI:	http://eprints.ums.ac.id/id/eprint/107083

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