Ainurahmad, Didin and , .Dr. Muthoifin, M.Ag (2022) Analisis Produk Simpanan Pembiayaan Pada Simpanan Pendidikan Siswa Sekolah (Si Sidik) Di Kspps Bmt Bina Ummat Sejahtera Cabang Polokarto. Skripsi thesis, Universitas Muhammadiyah Surakarta.
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Abstract
Baitul Mal Wa Tamwil is a sharia forum for economic actors, especially Muslims. In the Polokarto area, Sukoharjo, there is a Baitul Mal Wa Tamwil (BMT) named Bina Ummat Sejahtera. One of the service products offered is Si Didik (School student education savings). The author here will examine the financing of the mudharabah in relation to the student's savings. With research objectives 1. To determine the mechanism of mudharabah financing on school student education savings (SI SIDIK) at BMT Bina Ummah Sejahtera in the Polokarto branch. 2. To find out the management of mudharabah financing on school student education savings (SI SIDIK) at BMT Bina Ummah Sejahtera in the Polokarto branch. By using qualitative research methods. With the findings, the form of the SI SIDIK program has similarities with deposits, where disbursement is carried out at a certain time. Investments made by BMT BUS are not only with Murabahah, but also with Mudharabah contracts in which the profit ratio between BMT BUS as Shahibul Maal and Mudharib is determined according to the agreement, even though the ratio is conditional on the business condition of Mudharib. This research is expected to provide scientific insight to the public and the academic community about knowing the importance and benefits of the savings and financing system in Islamic banking and its actual practice.
| Item Type: | Thesis (Skripsi) |
|---|---|
| Uncontrolled Keywords: | Keywords: Saving, Financing, mudharaba |
| Subjects: | B Philosophy (General) > B Philosophy (General) H Social Sciences > H Social Sciences (General) |
| Divisions: | Fakultas Agama Islam > Hukum Ekonomi Syariah (HES) |
| Depositing User: | DIDIN AINURAHMAD |
| Date Deposited: | 14 Aug 2022 14:23 |
| Last Modified: | 21 Sep 2022 06:47 |
| URI: | http://eprints.ums.ac.id/id/eprint/104079 |
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