Pengaruh Financial Technology (Fintech) Terhadap Profitabilitas Perbankan Di Indonesia (Studi Kasus Pada Bank Mandiri, Bank BNI, Bank BRI, dan Bank BTN Tahun 2012-2020)

Biru Prasasti Ningtias, Melati and , Dra. Wahyuningsih Dwi Lestari, MM (2022) Pengaruh Financial Technology (Fintech) Terhadap Profitabilitas Perbankan Di Indonesia (Studi Kasus Pada Bank Mandiri, Bank BNI, Bank BRI, dan Bank BTN Tahun 2012-2020). Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

This study aims to examine the effect of financial technology on profitability in state-owned banks in Indonesia from before using fintech to after using fintech in 2012-2020. The data used in this research is secondary data. The sampling technique used was purposive sampling technique. This research uses normality test and difference test. The results of this study indicate that all state-owned banks studied are normal, while for the different test using the paired T Test with the results for Bank BRI all ROA, ROE, NIM and BOPO variables show significant, for Bank Mandiri the ROE variable is significant, meaning that there is a difference between before and after using fintech, for Bank BNI, Bank BTN, Bank Mandiri the ROA, ROE, NIM and BOPO variables except for the ROE variable at Bank Mandiri which showed no significant meaning there was no significant difference between before and after using fintech.

Item Type: Thesis (Skripsi)
Uncontrolled Keywords: financial technology, profitability ratio, state-owned banking
Subjects: H Social Sciences > HB Economic Theory
H Social Sciences > HG Finance
Divisions: Fakultas Ekonomi dan Bisnis > Manajemen
Depositing User: MELATI BIRU PRASASTI NINGTIAS
Date Deposited: 16 Feb 2022 03:24
Last Modified: 16 Feb 2022 03:24
URI: http://eprints.ums.ac.id/id/eprint/97757

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