Pengelolaan dan Evaluasi Terhadap Pembiayaan dengan Akad Qardhul Hasan di Lembaga Keuangan Mikro Syariah (Studi Kasus di BMT Bina Umat Mandiri)

Fajar Sidik, Acmad and , Azhar Alam, SE, LC, M.S.E.I (2021) Pengelolaan dan Evaluasi Terhadap Pembiayaan dengan Akad Qardhul Hasan di Lembaga Keuangan Mikro Syariah (Studi Kasus di BMT Bina Umat Mandiri). Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

This study aims to explain the management and evaluation system offinancing Qardhul Hasan. This research method uses qualitative methods with structured interview techniques on 6 respondent data, namely 4 from BMT Bina Umat Mandiri which consists of managers, DPS members, secretaries, and customer service. While 2 of the other response data came from customer members. The results of this study indicate that the source of funds from financing Qardhul Hasan comes from Zakat, Infaq, Alms, Member Savings and Remaining Operating Results. In addition, the group of members who apply for this financing generally work as teachers and traders. The evaluation of this financing is that the shortcomings are in the location of human resources and the limited amount of funds and the solution to this evaluation is to conduct a survey of customers to obtain valid customer data and increase the amount of funds by inviting people to actively save for additional funds. member savings increase little by little and can help the problem of lack of funds in Qardhul Hasan. While the benefits of this financing are to gain the pleasure of Allah, fight against usury institutions and help fellow humans. The follow-up plan that will be carried out by BMT Bina Umat Mandiri includes trying to develop and increase the amount of funds for financing Qardhul Hasan by utilizing member savings so that it is wider in helping fellow humans. The results of the research from the management show that the financing of Qardhul Hasan at BMT Bina Umat Mandiri aims to help the community in the burden of education and health costs and has not increased its distribution to business capital.

Item Type: Karya ilmiah (Skripsi)
Uncontrolled Keywords: Fund distribution, Financing, Qardhul Hasan, Sharia Microfinance Institutions.
Subjects: B Philosophy. Psychology. Religion > BP Islam. Bahaism. Theosophy, etc
Divisions: Fakultas Agama Islam > Hukum Ekonomi Syariah (HES)
Depositing User: ACMAD FAJAR SIDIK
Date Deposited: 06 Nov 2021 03:24
Last Modified: 06 Nov 2021 03:24
URI: http://eprints.ums.ac.id/id/eprint/95280

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