Al Majied, M. Aufar and , Wardah Yuspin, S.H., M.Kn., Ph.D (2021) Tinjauan Yuridis Akad Murobahah Menurut Perundang Undangan Indonesia No 21 Tahun 2008 Tentang Perbankan Syariah (Study Kasus Bank Jateng Syariah Universitas Muhammadiyah Surakarta). Skripsi thesis, Universitas Muhammadiyah Surakarta.
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Abstract
The objectives of the writer in this study are as follows: a) To determine the implementation of the murobahah contract before the existence of Law No. 21 of 2008 concerning Islamic banking To determine the role and performance of syari'ah banks in implementing the murabahah contract in accordance with the Islamic banking law ; b) To know the process of the murobahah contract before and after the Law is passed. The approach method used in this research is the sociological juridical approach, the sociological juridical approach is to identify and conceptualize law as a real and functional social institution in a real life system. The results of the research obtained are the differences found by the authors regarding the process of implementing the murabahah contract both before and after the enactment of Law Number 21 of 2008 concerning Islamic Banking, which can be identified from several aspects: First, the process of implementing the murabahah financing agreement at Bank Jateng Syariah before The enactment of Act Number 21 of 2008 concerning Islamic Banking only uses 3 stages, namely contract, disbursement and purchase of goods. Meanwhile, after the enactment of Law Number 21 of 2008 concerning Islamic Banking, its implementation consists of 8 stages, namely: submitting financing, verification of prospective customer documents, approval of financing applications, binding financing and binding guarantees, payment of fees before disbursement, setting up murabahah financing facilities, paying installments and payment of financing. Second, the legal basis prior to the enactment of Law Number 21 of 2008 concerning Sharia Banking explains the murabahah contract through a different fatwa. Meanwhile, after Act Number 21 of 2008 concerning Islamic Banking, the main basis becomes the reference for the murabahah contract. Third, the system built by the murabahah contract at Bank Jateng Syariah before the enactment of Act Number 21 of 2008 concerning Sharia Banking is very general which does not explain specifically. Meanwhile, after the enactment of Law Number 21 of 2008 concerning Islamic Banking, it is specifically explained both from personal identity, administrative completeness, guarantees, payments, financing, installment payments and financing repayments. Keywords: Murabaha, Legal Basis, Implementation
| Item Type: | Karya ilmiah (Skripsi) |
|---|---|
| Uncontrolled Keywords: | Keywords: Murabaha, Legal Basis, Implementation |
| Subjects: | K Law > K Law (General) |
| Divisions: | Fakultas Hukum > Hukum |
| Depositing User: | M AUFAR AL MAJIED |
| Date Deposited: | 24 Feb 2021 02:52 |
| Last Modified: | 24 Feb 2021 02:52 |
| URI: | http://eprints.ums.ac.id/id/eprint/89947 |
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