Mekanisme Operasional Bank Wakaf Mikro Menurut UU NO. 1 Tahun 2013 Tentang Lembaga Keuangan Mikro Dan UU NO. 41 Tahun 2004 Tentang Wakaf (Studi Kasus di Bank Wakaf Mikro Al Manshur Klaten)

Laksono, Agung and , Yayuli, S.Ag.,M.Pi (2021) Mekanisme Operasional Bank Wakaf Mikro Menurut UU NO. 1 Tahun 2013 Tentang Lembaga Keuangan Mikro Dan UU NO. 41 Tahun 2004 Tentang Wakaf (Studi Kasus di Bank Wakaf Mikro Al Manshur Klaten). Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

Agung Laksono. I000160043. Operational Mechanism of Micro Waqf Bank According to Law No. 1 of 2013 concerning Microfinance Institutions and Law No. 41 of 2004 concerning Waqf (Case Study at Al Manshur Barokahing Gusti Klaten Micro Waqf Bank). Micro and Small Enterprises (MSEs) still dominate the economy in Indonesia today. This sector is able to absorb a lot of workforce, but it also has limitations, one of which is access to sources of capital from banks and eventually access to credit to loan sharks with high interest rates. Micro Waqf Bank (BWM) can be an alternative for the community, especially around Islamic boarding schools which are engaged in the Micro, Small Business sector. The presence of Micro Waqf Bank is expected to be a solution for MSEs entrepreneurs to avoid the trap of usury which is prohibited in Islam. However, there are still many pros and cons to the legality aspects of the Micro Waqf Waqf where it operates as a waqf institution or a microfinance institution. This study aims to review the operational suitability of the Micro Waqf Bank in terms of the applicable laws in Indonesia. The legality of Micro Waqf Bank still causes polemic which is operationally guided by Law No.1 of 2013 concerning Micro Financial Institutions with the license of Islamic Microfinance Institutions (LKMS) which applies the model of raising funds through waqf as capital and the concept of waqf in the operation of Micro Waqf Bank as a naming institution , then this institution must also be based on Law No. 41 of 2004 concerning Waqf. This study uses field research with a normative approach. The data collection method used is by interview, documentation. The results of the data analysis explain that operationally the Micro Waqf Bank is more in accordance with Law No. 1 of 2013 on Microfinance Institutions than is guided by Law no. 41 of 2004 concerning Waqf.

Item Type:	Thesis (Skripsi)
Uncontrolled Keywords:	Micro Waqf Bank, Operational, Waqf
Subjects:	B Philosophy (General) > BA Islam > BA12 Hukum Ekonomi Islam H Social Sciences > HJ Public Finance
Divisions:	Fakultas Agama Islam > Hukum Ekonomi Syariah (HES)
Depositing User:	AGUNG LAKSONO
Date Deposited:	13 Feb 2021 03:42
Last Modified:	26 Sep 2022 06:15
URI:	http://eprints.ums.ac.id/id/eprint/89041

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