Tinjauan Hukum Islam terhadap Pinjaman Program Nasional Pemberdayaan Masyarakat Mandiri Pedesaan (PNPM MP) Pendekatan Teori Maslahah Mursalah (Studi Kasus Desa Kedungbanjar Kecamatan Sugio Kabupaten Lamongan)

Agustin, Meysnah and , Drs. Harun, MH., (2020) Tinjauan Hukum Islam terhadap Pinjaman Program Nasional Pemberdayaan Masyarakat Mandiri Pedesaan (PNPM MP) Pendekatan Teori Maslahah Mursalah (Studi Kasus Desa Kedungbanjar Kecamatan Sugio Kabupaten Lamongan). Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

Lending and borrowing activities carried out by the community both in the village and in the city cannot be separated from the goal of meeting their daily needs. This research uses qualitative research methods, with data collection through interviews and documentation. The problem in this study is the additional interest in repaying PNPM MP loans. So that this can be detrimental to the community in returning the money obtained from loans, in fiqh muamalah debt or qardh prohibits additional interest that must be paid. This loan activity carried out by the people of Kedungbanjar Village is one of the government programs in empowering the community with the aim of 2 improving the family economy which is commonly referred to as PNPM MP. However, in the loan repayment from PNPM MP, there is an additional 1.5% interest that must be paid by members during the installment period of 10 months. In the maslahah mursalah approach, loans made by the Kedungbanjar community are actually allowed, because they bring benefit to the community but the problem is the additional interest in installments, this of course is not in accordance with the main objective in maslahah mursalah. In fiqh muamalah riba itself is strictly prohibited because it is not in accordance with the terms of the debt or qardh.

Item Type: Thesis (Skripsi)
Uncontrolled Keywords: maslahah mursalah, PNPM MP, qardh.
Subjects: B Philosophy (General); Religion > BA Islam > BA12 Hukum Ekonomi Islam
H Social Sciences > HJ Public Finance
Divisions: Fakultas Agama Islam > Hukum Ekonomi Syariah (HES)
Depositing User: MEYSNAH AGUSTIN
Date Deposited: 23 Sep 2020 06:24
Last Modified: 09 Dec 2022 03:44
URI: http://eprints.ums.ac.id/id/eprint/86116

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