Harsika, Fardanove and , Septarina Budiwati, S.H, M.H.,C.N (2020) Tanggung Jawab Hukum Para Pihak Dalam Perjanjian Kredit Dengan Jaminan Hak Milik Atas Tanah (Studi Perjanjian Kredit Bank Perkreditan Rakyat Djoko Tingkir Sragen). Skripsi thesis, Universitas Muhammadiyah Surakarta.
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Abstract
Credit agreement is made based on an agreement between the two parties, namely the creditor and debtor. Credit agreements are made to achieve the objectives of each party. Credit agreements are made in writing that has been mutually agreed upon and then signed by the parties, so a legal relatonship is created which gives rise to the rights, obligations and responsibilities for the parties. The purpose of this study was to determine the implementation of thr credit agreement with guaranteed land rights and legal responsibillity for the parties to the credit agreement. The result of this research is that the implementation of obtaining credit with guaranteed ownership of land must go through several stages, namely the application stage, the assessment stage, the termination stage, and the binding stage. To minimize all risks the bank conducts an assesssment of the debtor using the 5C principle, namely character, capacity, capital, collateral, and condition of economy. In their responsibilities, the parties must carry out their rights and obligations in accordance with what has been agreed in the credit agreement, if the debtor defauls then the creditor will make a persuasive and warning effort, but if from the debtor there is no good faith, the bank can execute the object used as collateral by the debtor.
| Item Type: | Karya ilmiah (Skripsi) |
|---|---|
| Uncontrolled Keywords: | Perjanjian kredit, Prinsip 5C, Tanggung jawab. |
| Subjects: | K Law > K Law (General) |
| Divisions: | Fakultas Hukum > Hukum |
| Depositing User: | FARDANOVE HARSIKA |
| Date Deposited: | 02 May 2020 04:27 |
| Last Modified: | 02 May 2020 04:27 |
| URI: | http://eprints.ums.ac.id/id/eprint/82455 |
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