Tanggung Jawab Hukum Terhadap Perjanjian Kredit Sepeda Motor di Bank Sukadana Surakarta

Utomo, Dimar Adhi and , Nuswardhani, S.H, S.U (2019) Tanggung Jawab Hukum Terhadap Perjanjian Kredit Sepeda Motor di Bank Sukadana Surakarta. Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

Many motorcycle manufacturers offer motorbikes to offer, but at the price offered not everyone can afford to buy in cash, so the community is given credit facilities so they can provide motorbikes. The purpose of this study is to study the process of implementing credit agreements, how the rights and obligations that must be carried out between BPR and Consumers in and how legal responsibilities arise, between the two parties at BPR Sukadana Surakarta. The research method uses normative research methods, namely discussing the principles and principles of the source of data taken in this study using library research to find secondary data that can be obtained with primary data obtained from field research. The results of the study and discussion in the motorcycle purchase credit approval process submitted in the approval credit must approve the credit application criteria and approval to bind themselves in an agreement, then credit registration is carried out by the bank officer, and fill in the approval application according to the standard agreed by the bank as Provisions - provisions that are standardized or called requirements that arise and the obligations of banks are obliged to provide loan money for the purchase of motorbikes while the right banks provide funds received by consumers as debtors and receive loans approved in accordance with 1131 KUHPerdata. And the Customer is obliged to pay installments on time and has the right to receive. Legal responsibility arises because of mistakes made by one of the parties who are not responsible for defaults, for example spending is unable to pay multiple installments and unlawful actions such as interest without permission.

Item Type: Karya ilmiah (Skripsi)
Uncontrolled Keywords: Motorcycle Purchasing Loans, Credit Agreements, Legal Responsibilities
Subjects: K Law > K Law (General)
Divisions: Fakultas Hukum > Hukum
Depositing User: DIMAR ADHI UTOMO
Date Deposited: 16 Feb 2019 03:46
Last Modified: 16 Feb 2019 03:46
URI: http://eprints.ums.ac.id/id/eprint/71487

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