Kontruksi Hukum SK Aparatur Sipil Negara Sebagai Jaminan Pada Perjanjian Kredit (Studi kasus: Bank Mandiri Cabang Sukoharjo)

SRI MEGASARI, KRISNI and , Wardah Yuspin, S.H.,M.Kn.,Ph.D. (2018) Kontruksi Hukum SK Aparatur Sipil Negara Sebagai Jaminan Pada Perjanjian Kredit (Studi kasus: Bank Mandiri Cabang Sukoharjo). Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

Bank in the most importantbanking institution in Indonesia. Bank it self is divided into two types of banks, namely conventional and sharia. The Bank has a finction to channel funds to communities in deed, necessary to support the development of economic activities and improve the standart of living. This is commonly referred to as lending and borrowing activities (credit). Bnks give credit to the public, ranging from traders to State Civil Aparatus. State Civil Aparatus is an Aparatus woring in a government agency, where ASN has a decree which is a symbol/ evidence if it has become an ASN. In the banking world, ASN is allowed to engage in borrowing activities (credit) under the guarantees of SK ASN. To obtain a loan from the Bank, the Debtor must meet and obtain elements and priniciples of credit, namely in the form of trust and guidance. ASN has a salary system through an agency treasurer. This gives assurance that ASN will obtain a loan, because it has fulfilled the priniciple of trust. ASN shall repay the Bank by submitting a power of attornry to the Bank for monthly salary deduction through the treasurer of an agency. The formulation of this issue will discuss: how the legal basis of SK ASN is guaranteed by the borrwer to Kreditur, due to law and liability of ASN in case os dismissal of ASN, as well as risk experienced by the Bank if the Debtor defaults or dies. The location of this research is located at Bank Mandiri Sukoharjo Branch.

Item Type:	Karya ilmiah (Skripsi)
Uncontrolled Keywords:	Credit , Guarantee, SK ASN
Subjects:	K Law > K Law (General)
Divisions:	Fakultas Hukum > Hukum
Depositing User:	KRISNI SRI MEGASARI
Date Deposited:	10 Aug 2018 08:46
Last Modified:	10 Aug 2018 08:46
URI:	http://eprints.ums.ac.id/id/eprint/65844

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