Tinjauan Yuridis Perjanjian Kredit Bagi Aparatur Sipil Negara (ASN) Di SMK Negeri 6 Surakarta Dengan Bank Jateng Surakarta

Rizkyawati, Monica Cynthia and , Septarina Budiwati, S.H., M.H. (2018) Tinjauan Yuridis Perjanjian Kredit Bagi Aparatur Sipil Negara (ASN) Di SMK Negeri 6 Surakarta Dengan Bank Jateng Surakarta. Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

The purpose of this research is (1) to describe the implementation of credit agreement between State Civil Apparatus (ASN) at SMK Ne geri 6 Surakarta with Bank Jateng Surakarta. (2) to analyze the problems that arise in the credit agreement for the State Civil Apparatus (ASN) with Bank Jateng Surakarta. The approach used is the empirical juridical approach. Primary data or obtained directly from the first source, namely the behavior of civil servants in SMK Negeri 6 Surakarta who utilize the bank financing institutions, by way of interviews. Method of data analysis with qualitative analysis of deductive method. The results showed that the credit agreement made by Bank Jateng, beginning with the title of agreement, contract number, time of agreement, the identity of the parties making the agreement namely: the PT. Regional Development Bank Central Java Branch UMS Assistant, the borrower consists of: The identity of the borrower, which consists of name, address, and occupation. The credit agreement is made by PT. Bank Jateng with ASN Negeri 6 Surakarta, contains 8 (eight) chapters 15 Article. Each article contains rules that must be respected by both parties. The credit agreement agreement made by ASN SMK Negeri 6 Surakarta with Bank Jateng is a form of bonding between two parties, namely between the Bank and the borrower, requiring the borrower to repay the debt after a certain period of time with interest. The credit agreement made by PT. Bank Jateng with ASN SMK Negeri 6 Surakarta has been in accordance with the Law no. 10 of 1998 concerning Banking article 1, paragraph (11). The problems that arise in the credit agreement for civil stateapparatuses with Bank Jateng are: (1) The existence of loan agreement made by Bank Jateng with ASD in SMK Negeri 6 Surakarta, limits ASN in SMK Negeri 6 Surakarta to utilize credit facility at other Bank, (2) The existence of the credit agreement ASN SMK Negeri 6 Surakarta, utilizing other banks that are willing to cover the remaining loan, so the amount of loan ASN SMK Negeri 6 Surakarta grew larger, (3) ASN SMK Negeri 6 Surakarta renewed its loan in bank Jateng with enlarge the loan ceili

Item Type:	Karya ilmiah (Skripsi)
Uncontrolled Keywords:	ASN credit agreement
Subjects:	K Law > K Law (General)
Divisions:	Fakultas Hukum > Hukum
Depositing User:	CYNTHIA MONICA RIZKYAWATI
Date Deposited:	14 Feb 2018 06:32
Last Modified:	14 Feb 2018 06:32
URI:	http://eprints.ums.ac.id/id/eprint/60362

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