Analisis Penerapan Wakalah Pada Pembiayaan Murābahah Di Kspps Bmt Kube Colomadu Sejahtera

Munir, Yakis and , Drs. Harun, M.H (2018) Analisis Penerapan Wakalah Pada Pembiayaan Murābahah Di Kspps Bmt Kube Colomadu Sejahtera. Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

Financingof sale and purchase (murābahah) is acontract of sale and purchase of goods with the selling price and price of goods agreed upon, and the seller must open the cost of the goods honestly to the buyer of the institution position it is purchasing goods needed by the customer and then the goods produced sold at an agreed sale price and can be paid in installments or settled in a certain period. Realeted to the financing of buying and selling (murābahah.), sometimes shariah micro finance institution (BMT) includes wakalah contract in murābahah financing, in BMT represents purchases of goods to members and BMT only gives money to members, then members buy their own goods in accordance with the contract. Thus, in practice shariah micro finanance institution (BMT) are sometimes incompatible with the DSN-MUI Fatwa No. 04 DSN-MUI/IV/2000 about murābahah, thus raising the perception that the system of sale and purchase of murābahah implemented by Islamic micro finance institution (BMT) doubt its syar’i aspect. So the purpose of this study is to determine the implementation and suitability of wakalah participation in murābahah financing with Fatwa DSN-MUI in BMT Kube Colomadu Sejahtera. This research is field research field research by using qualitative design, data retrieval by interview observation or document review. While the type of reporting using descriptive analysis. From the results of research shows that in practice murābahah contract process by including wakalah in BMT Kube Colomadu Sejahtera, the merger of wakalah contract with murābahah in one time, so it is said not in accordance with the Fatwa DSN-MUI about murābahah.

Item Type: Karya ilmiah (Skripsi)
Uncontrolled Keywords: Murābahah, Wakalah, Fatwa DSN-MUI, BMT Kube Colomadu Sejahtera
Subjects: H Social Sciences > HB Economic Theory
K Law > K Law (General)
Divisions: Fakultas Agama Islam > Ekonomi Islam
Depositing User: YAKISMUNIR
Date Deposited: 08 Feb 2018 04:07
Last Modified: 08 Feb 2018 04:07
URI: http://eprints.ums.ac.id/id/eprint/59739

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