Fiansyah, Arshad Jauhar and , Septarina Budiwati, S.H., M.H., CN. (2017) Pelaksanaan Pembiayaan Konsumen dengan Jaminan Fidusia (Study Kasus di BCA Finance Sukoharjo). Skripsi thesis, Universitas Muhammadiyah Surakarta.
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Abstract
This research was conducted with the aim to know the implementation of consumer financing with fiduciary guarantee at BCA Finance Sukoharjo. To know the problematic in the implementation of consumer financing with fiduciary guarantee in BCA Finance Sukoharjo. The approach method used in this research is empirical juridical approach. The data type is primary and secondary data, consisting of primary, secondary and tertiary legal materials. The method of data analysis used is descriptive analysis, which is an analysis that provides an overview of the implementation of consumer financing with fiduciary assurance in BCA Finance Sukoharjo. The result of the research concludes that the implementation of consumer financing with fiduciary guarantee at BCA Finance Sukoharjo is executed by making consumer financing agreement. And has been made according to the provisions of Article 1320 and Article 1338 Civil Code. Furthermore, the letter of consumer financing agreement is registered in fiduciary in accordance with the provisions of Law Number 42 Year 1999 regarding Fiduciary, especially the provision of fiduciary registration and the making of deed in the presence of a notary. Problematic in the implementation of consumer financing with fiduciary assurance in BCA Finance Sukoharjo is the consumer is late in installments, the consumer is not beritikad baik, consumer dies, the occurrence of disaster and bankruptcy (bankruptcy) experienced by the debtor. From the various factors causing bad loans, the action taken by BCA Finance Sukoharjo is to withdraw the vehicle and then auctioned, from the auction result is then used to cover the shortage of the installment, if any remaining money it will be returned to the debtor.
Item Type: | Karya ilmiah (Skripsi) |
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Uncontrolled Keywords: | consumer financing, fiduciary guarantee |
Subjects: | K Law > K Law (General) |
Divisions: | Fakultas Hukum > Hukum |
Depositing User: | ARSHAD JAUHAR FIANSYAH |
Date Deposited: | 22 Sep 2017 06:35 |
Last Modified: | 22 Sep 2017 06:35 |
URI: | http://eprints.ums.ac.id/id/eprint/56000 |
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