Distribusi Dana Sosial Pada Baitul MAL WA TAMWIL (BMT) Alfadinar Kerjo Karanganyar

Thova’i, Ritwan and , Dr. Muh. Muinudinillah Basri, MA and , Nurul Huda, M. Ag. (2016) Distribusi Dana Sosial Pada Baitul MAL WA TAMWIL (BMT) Alfadinar Kerjo Karanganyar. Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

ABSTRACT One role of Islamic financial institutions is to distribute social funds to the people who come from non-asset funds (fines / garāmah) and other sources such as the donation, sadaqah, zakat and waqf. Thus, the obligation to institute sharia is distributing non-asset funds as a form of social funds. Cases where the application of social mobilization and distribution of funds committed by (BMT) Alfa Dinar Kerjo Karanganyar impose fines (garāmah) to customer. In addition to the collection of fines (garāmah), there are several other sources of social funds collected by BMT Alfa Dinar. The case can be defined in this research is how the application of the distribution of social funds in the Baitul Mal wa Tamwil (BMT) Alfa Dinar Kerjo Karanganyar and whether the implementation of the social fund distribution is in accordance with the National Sharia Board Fatwa (DSN) No. 17 / DSN-MUI / IX / 2000 regarding sanctions for capable customer who Procrastination Payment. The Advantage of this study is to determine and analyze the implementation of the distribution of social funds (garāmah) at Baitul Mal wa Tamwil (BMT) Alfa Dinar Kerjo Karanganyar. Advantage which can be obtained from the study are expected to be stimulated (stimulant) for further research and can be used as reference material in managing Islamic financial institutions particularly at Baitul Mal wa Tamwil (BMT) Alfa Dinar. This type of research is a field research (field research), this research is descriptive qualitative where in analyzing existing data, researchers used the analytical instrument metaphor (descriptive) by knowing the collected data and then analyze it. The final results showed social funds BMT Alfa Dinar Kerjo Karanganyar sourced from clients were unaware of responsibilities on murābahah and others. These funds are called fund of funds garāmah because the customer is expected to be more disciplined in carrying out its obligations, in addition to the social fund is also derived voluntary funds from the public in the form of mandatory dues and voluntary donations member. Implementation of the distribution of social funds by BMT Alfa Dinar Kerjo Karanganyar accordance with DSN MUI fatwa No. 17 2000 regarding sanctions on capable customer of procrastinating payment. Fine can be imposed on rogue clients, which could dama able to pay on time but deliberately delay. Fund fines (garāmah) is not taken and used by BMT Alfa Dinar Kerjo Karanganyar but something accommodated in the post or account that social funds each month will be transferred or donated to the amil zakat institutions to be used to help the poor, orphans and widows and decrepit.

Item Type: Karya ilmiah (Skripsi)
Uncontrolled Keywords: Distirbution, Social Fund, garāmah, BMT Alfa Dinar Kerjo
Subjects: H Social Sciences > HB Economic Theory
H Social Sciences > HJ Public Finance
Divisions: Fakultas Agama Islam > Syari'ah
Depositing User: Unnamed user with username i000103018
Date Deposited: 10 May 2016 03:11
Last Modified: 10 May 2016 03:11
URI: http://eprints.ums.ac.id/id/eprint/43652

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