Implementasi Prinsip Kehati-Hatian Bank dalam Pemberian Kredit di Bank Ponorogo (Studi Kasus pada Bank Danamon Ponorogo)

Ajinegara, Maulana and , Fahmi Fairuzzaman, S.H., LL.M., M.H. (2023) Implementasi Prinsip Kehati-Hatian Bank dalam Pemberian Kredit di Bank Ponorogo (Studi Kasus pada Bank Danamon Ponorogo). Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

One aspect that is experiencing rapid development is the economic aspect. The credit agreement is a consensual agreement between the debtor and the bank's creditor which creates a debt-receipt relationship. The formulation of the problem contained in this study is how to implement the precautionary principle in the process of giving to Bank Danamon Ponorogo Branch Offices and what are the responsibilities of Bank Danamon Ponorogo Branch with debtors in credit agreements, concerning rights and obligations. The method used by the author is empirical juridical, namely by conducting studies and processing research data on the implementation of the precautionary principle carried out by Bank Danamon Ponorogo in granting credit and its responsibilities in credit agreements, regarding rights and obligations. The results of the research that can be concluded from this study are that the implementation of the precautionary principle in implementing credit agreements carried out by Bank Danamon Ponorogo uses The Fives of Credit or 5C analysis and is in accordance with Articles 1320, 1338, 1754 to Article 1769 of the Civil Code, while the Responsibilities of Bank Danamon Ponorogo Branch with the debtor in the credit agreement, regarding rights and obligations are what is the right of the debtor is an obligation for the bank and what is the obligation of the debtor is the right of the bank if one party makes a mistake then need to be accounted for in accordance with Article 1234 of the Civil Code, other efforts made to overcome the problem of default are by way of deliberation to reach a consensus, through BUPLN (State Receivables and Auction Agency), and through the District Court

Item Type:	Thesis (Skripsi)
Uncontrolled Keywords:	Perjanjian Kredit, Prinsip Kehati – Hatian, Tanggung Jawab Bank
Subjects:	K Law > K Law (General)
Divisions:	Fakultas Hukum > Hukum
Depositing User:	MAULANA AJINEGARA
Date Deposited:	08 Feb 2023 04:31
Last Modified:	21 Dec 2023 06:09
URI:	http://eprints.ums.ac.id/id/eprint/108385

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