Pengaruh Kesehatan Bank Dengan Metode RGEC Terhadap Pertumbuhan Laba Pada Perbankan Yang Terdaftar di BEI (Studi Pada Bank BUMN periode 2016-2021)

Pratiwi, Dinda and , Zulfa Irawati, S.E., M.Si (2023) Pengaruh Kesehatan Bank Dengan Metode RGEC Terhadap Pertumbuhan Laba Pada Perbankan Yang Terdaftar di BEI (Studi Pada Bank BUMN periode 2016-2021). Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

This study aims to determine the effect of bank health using the RGEC Method on profit growth in banking companies, especially BUMN Banks where the RGEC Method is measured by the ratio of Non Performing Loan (NPL), Loan Deposit Ratio (LDR), Good Corporate Governance (GCG), Return On Assets (ROA), Net Interest Margin (NIM), Operating Expenses to Operating Income (BOPO), and Capital Adequacy Ratio (CAR). Profit growth can be seen from this year's net profit minus last year's net profit and divided by last year's net profit. The data used is secondary data, using annual data for the period January 2016 - December 2021, so that a total of 24 data are obtained (4 companies x 6 years). The analysis used is panel data regression using SPSS Version 25. The f test results show that the independent variables NPL, LDR, GCG, ROA, NIM, BOPO, and CAR simultaneously affect profit growth. It can be seen that the probability value (F-statistic) 3.664 with a sig value of 0.000 which is less than 0.05. The results of the t test show that NPL and ROA have no significant effect on profit growth because the results are negative and less than 0.05. Meanwhile LDR, GCG, NIM, BOPO, and CAR have a significant positive effect on profit growth because the results are more than 0.05. The determination test (R2) is 0.892 which indicates that profit growth can be explained by independent variables namely NPL, LDR, GCG, ROA, NIM, BOPO and CAR of 89.2%, the remaining 10.8% is explained by other independent variables outside the model this research.

Item Type: Thesis (Skripsi)
Uncontrolled Keywords: Bank Health, RGEC Method, Profit Growth
Subjects: H Social Sciences > HD Industries. Land use. Labor > HD28 Management
H Social Sciences > HG Finance
Divisions: Fakultas Ekonomi dan Bisnis > Manajemen
Depositing User: DINDA PRATIWI
Date Deposited: 06 Feb 2023 05:13
Last Modified: 06 Feb 2023 05:13
URI: http://eprints.ums.ac.id/id/eprint/107968

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