Tinjauan Yuridis Penyelesaian Hukum Terhadap Penagihan Kredit Simpan Pinjam yang Sudah Jatuh Tempo (Studi pada Koprasi Mekar Surya, Kab. Karanganyar, Jawa Tengah)

Rasyid, Dewi Shaleha and , Darsono.,S.H.,M.H (2022) Tinjauan Yuridis Penyelesaian Hukum Terhadap Penagihan Kredit Simpan Pinjam yang Sudah Jatuh Tempo (Studi pada Koprasi Mekar Surya, Kab. Karanganyar, Jawa Tengah). Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

Cooperative is a joint business entity that struggles in the economic field by fulfilling the right and steady path with the aim of freeing its members from the economic difficulties that are generally suffered by them. And a cooperative is a legal entity based on the principle of kinship whose members consist of individuals or legal entities with the aim of prospering its members. The purpose of cooperatives in general is to lift poverty together and to improve the welfare of the community as a whole. The cooperative offers a savings and loan system for its members, in which the savings are channeled to members in the form of credit. The problem in this research is how the process of legal settlement against members of the Mekar Surya Cooperative, Karanganyar Regency who make savings and loans that have matured. The purpose of this study is to answer the formulation of the problem above. The research method used is normative juridical, and the data collection technique used is Library Research, namely research conducted based on reading sources, namely laws, books, scientific research, scientific articles, mass media, and legal journals. related to the material discussed in this thesis proposal. This research contains primary data and secondary data. Field Research (Field Research), namely by conducting direct field research. In this case, the researchers directly conducted research into the Mekar Surya Cooperative, Karanganyar Regency by means of interviews. The Legal Settlement Process for the Mekar Surya Cooperative, Karanganyar Regency, which makes past due savings and loans is if there is a problem with past due savings and loans, namely through deliberation by the cooperative management to the creditor. Before carrying out the deliberation process, the cooperative must first provide a warning letter to the creditor, if there is no response for 2 to 3 months, the Mekar Surya Cooperative will confiscate the guarantee. The Mekar Surya Cooperative will sell or auction the collateral provided by the creditor to the cooperative if the creditor is unable to make payments and has agreed to conduct the auction to pay off his debt.

Item Type: Thesis (Skripsi)
Uncontrolled Keywords: legal settlement, credit collection, savings and loans
Subjects: K Law
K Law > KI Indonesia > KP Perdata
Divisions: Fakultas Hukum > Hukum
Depositing User: DEWI SHALEHA RASYID
Date Deposited: 25 Jul 2022 06:56
Last Modified: 25 Jul 2022 06:56
URI: http://eprints.ums.ac.id/id/eprint/101869

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