Tinjauan Yuridis Tanggung Jawab Hukum Perjanjian Kredit Dengan Jaminan Fidusia Apabila Debitur Wanprestasi (Studi Koperasi Simpan Pinjam Citra Jaya Sentosa Surakarta)

Primadana, Nurcahyo Istiyan and , Septarina Budiwati, S.H, M.H.,C.N (2022) Tinjauan Yuridis Tanggung Jawab Hukum Perjanjian Kredit Dengan Jaminan Fidusia Apabila Debitur Wanprestasi (Studi Koperasi Simpan Pinjam Citra Jaya Sentosa Surakarta). Skripsi thesis, Universitas Muhammadiyah Surakarta.

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Abstract

The distribution of funds to members of the savings and loan cooperatives and the public is carried out by providing credit in a credit agreement with guarantees and conditions determined by the savings and loan cooperative. But in reality, the credit agreement does not always run smoothly as expected. There are times when the debtor does not fulfill the obligations in accordance with what has been mutually agreed upon and then causes a loss for the creditor. This study aims to determine the form and content of the credit agreement with fiduciary guarantees between the debtor and the Citra Jaya Sentosa Savings and Loans Cooperative Surakarta, as well as legal responsibility if the debtor defaults in the credit agreement with fiduciary guarantees. This research uses a descriptive normative or doctrinal research method. Sources of data used are primary and secondary data with library study data collection techniques. As well as in this study using qualitative data analysis methods. Based on this research, the results obtained that the form and content of the credit agreement with fiduciary guarantees at the Citra Jaya Sentosa Savings and Loans Cooperative Surakarta is a written agreement, which is a type of deed under the hand and is in the form of a standard agreement with the contents of the agreement in accordance with the provisions of the legislation. Then if the debtor defaults, the creditor has the right to take all necessary legal actions to pay off all credits, including the execution of the object of collateral that has been burdened with fiduciary guarantees.

Item Type: Thesis (Skripsi)
Uncontrolled Keywords: credit agreement, default, fiduciary guarantee, legal responsibility
Subjects: K Law > K Law (General)
K Law > KI Indonesia > KP Perdata
Divisions: Fakultas Hukum > Hukum
Depositing User: NURCAHYO ISTIYAN PRIMADANA
Date Deposited: 25 Jul 2022 04:02
Last Modified: 25 Jul 2022 04:02
URI: http://eprints.ums.ac.id/id/eprint/101820

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